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Does anyone have experience
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<blockquote data-quote="DammitJanet" data-source="post: 337830" data-attributes="member: 1514"><p>K...that has always been my ultimate fear with being in debt...lol. I hate debt. It scares me to death. Always terrified me that we couldnt pay the bills on one weeks paycheck. I mean the major fixed ones. My son doesnt seem to have inherited that fear from me. Most likely because he didnt pay attention! </p><p></p><p>I dont know about those debt places and what their amounts are. I know someone who did do one of those things where they put all their CC debt and secured and unsecured debt into one of those consolidated loans. I think they negotiate with the lenders for you to get better interest rates. Well, they supposedly got out from under like 50K in CC debt in 5 years. I think. I dont know if they really stuck with it or not. I really doubt it. I know they had to make a payment each month and couldnt get anymore CC debt. Dont think they could get anymore any kind of debt to be honest. </p><p></p><p>I also knew someone who went through the type of bankruptcy where you pay back money but it was so long ago it probably isnt relevant anymore and I have no idea how much she paid each month but it was taken directly out of her paycheck. We were paid monthly and I know she complained.</p></blockquote><p></p>
[QUOTE="DammitJanet, post: 337830, member: 1514"] K...that has always been my ultimate fear with being in debt...lol. I hate debt. It scares me to death. Always terrified me that we couldnt pay the bills on one weeks paycheck. I mean the major fixed ones. My son doesnt seem to have inherited that fear from me. Most likely because he didnt pay attention! I dont know about those debt places and what their amounts are. I know someone who did do one of those things where they put all their CC debt and secured and unsecured debt into one of those consolidated loans. I think they negotiate with the lenders for you to get better interest rates. Well, they supposedly got out from under like 50K in CC debt in 5 years. I think. I dont know if they really stuck with it or not. I really doubt it. I know they had to make a payment each month and couldnt get anymore CC debt. Dont think they could get anymore any kind of debt to be honest. I also knew someone who went through the type of bankruptcy where you pay back money but it was so long ago it probably isnt relevant anymore and I have no idea how much she paid each month but it was taken directly out of her paycheck. We were paid monthly and I know she complained. [/QUOTE]
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