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General Discussions
The Watercooler
earthquake and hurricane damage.
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<blockquote data-quote="Marcie Mac" data-source="post: 458598" data-attributes="member: 47"><p>Keisha, Earthquake is specifically excluded from insurance policies unless there is a fire following the quake. Flood coverage is also excluded - you have to buy a separate policy for these coverages</p><p></p><p>Here on friday up by Newhall they had a 4.3 quake - gave me a hmmmmm moment - have been dithering about buying a quake policy but just for some reason had a hmmmmm kinda moment and went on line and bought the policy - finally. Pretty funny since I write earthquake and flood policies for a living LOL My deductible is 97,500.00 (15%) before anything would be paid out. Thankfully I can write myself a deductible buy back policy that would reduce that to 16,250.00 but would be hard pressed to even come up with that amount if the doo hit the fan. <img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" class="smilie smilie--sprite smilie--sprite3" alt=":(" title="Frown :(" loading="lazy" data-shortname=":(" /></p><p></p><p></p><p>Marcie</p></blockquote><p></p>
[QUOTE="Marcie Mac, post: 458598, member: 47"] Keisha, Earthquake is specifically excluded from insurance policies unless there is a fire following the quake. Flood coverage is also excluded - you have to buy a separate policy for these coverages Here on friday up by Newhall they had a 4.3 quake - gave me a hmmmmm moment - have been dithering about buying a quake policy but just for some reason had a hmmmmm kinda moment and went on line and bought the policy - finally. Pretty funny since I write earthquake and flood policies for a living LOL My deductible is 97,500.00 (15%) before anything would be paid out. Thankfully I can write myself a deductible buy back policy that would reduce that to 16,250.00 but would be hard pressed to even come up with that amount if the doo hit the fan. :( Marcie [/QUOTE]
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earthquake and hurricane damage.
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