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General Discussions
The Watercooler
earthquake and hurricane damage.
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<blockquote data-quote="gcvmom" data-source="post: 458609" data-attributes="member: 3444"><p>Marci, I'm not far from you and I chose to buy earthquake insurance about 10 years ago after we put on an addition because I figured that with property values being what they are, we did NOT want to just walk away from this place. And in the event of a quake like they had in Northridge, we would likely have significant damage (we're on the Whittier fault). </p><p></p><p>My deductible is a lot less than yours -- I don't think it's anywhere near 15%... probably more like 10%. I should talk to you offline. When I bought the policy I was not given any option of different deductibles/premiums. Maybe I need to look at this again... Could sure use a lower premium, even if it means a higher deductible. And what's a deductible buyback policy? Never heard of that!</p></blockquote><p></p>
[QUOTE="gcvmom, post: 458609, member: 3444"] Marci, I'm not far from you and I chose to buy earthquake insurance about 10 years ago after we put on an addition because I figured that with property values being what they are, we did NOT want to just walk away from this place. And in the event of a quake like they had in Northridge, we would likely have significant damage (we're on the Whittier fault). My deductible is a lot less than yours -- I don't think it's anywhere near 15%... probably more like 10%. I should talk to you offline. When I bought the policy I was not given any option of different deductibles/premiums. Maybe I need to look at this again... Could sure use a lower premium, even if it means a higher deductible. And what's a deductible buyback policy? Never heard of that! [/QUOTE]
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earthquake and hurricane damage.
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