Also context. What I thought I read was that this child was referred by parent's to help child with child's investments and financial matters. Ie child had his/ her own money. As financial person I would not assume that child was "difficult", poor, on bad terms with parents.
SOT totally unacceptable. Grounds for dismissal. Whether relative or not same rules apply. Don't recall if its grounds to lose license. Certainly grounds for professional review board complaint.
