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Parent Support Forums
Substance Abuse
Finally had "the talk" with- difficult child, not the outcome I expected, neither good nor bad
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<blockquote data-quote="Signorina" data-source="post: 495057"><p>Not use it or lose it - I can change the beneficiary to another child or I can withdraw it and pay the penalty and the taxes due. Or I could cash it out and give him the money - after I pay the taxes and penalty. It's kind of like an IRA for education. I am OK with letting it just sit there - but if I CAN withdraw the $4000 penalty free - I will take the opportunity to do so. The good news is that he can't touch it.</p></blockquote><p></p>
[QUOTE="Signorina, post: 495057"] Not use it or lose it - I can change the beneficiary to another child or I can withdraw it and pay the penalty and the taxes due. Or I could cash it out and give him the money - after I pay the taxes and penalty. It's kind of like an IRA for education. I am OK with letting it just sit there - but if I CAN withdraw the $4000 penalty free - I will take the opportunity to do so. The good news is that he can't touch it. [/QUOTE]
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Finally had "the talk" with- difficult child, not the outcome I expected, neither good nor bad
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