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The Watercooler
FYI for you al in your 50's and early 60's...social security info.
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<blockquote data-quote="donna723" data-source="post: 469875" data-attributes="member: 1883"><p>Yeah, I found all that out the hard way too! I retired a little over a year ago. Between my Medicare and the supplement and the prescription plan, I'm spending about twice as much as I spent on insurance coverage for my group plan insurance when I was working, and for less coverage than I used to have. Mine actually would be a lot more but since I am on no prescription medications, I just got the bare minimum Rx plan for now. And my supplement would be a lot more but I was lucky enough to get on a supplement plan for retired State employees where the State pays a portion of the premium. And I am still kicking myself for not going to the eye doctor and getting new glasses while I still had vision coverage!</p><p></p><p>Still though, before I retired, when I estimated my benefits myself, what I came up with was a lot less than what I'm actually getting. On my State pension too. Turns out that going so long without raises worked to my advantage. When they figure your highest years of salary, they adjust your previous years to today's dollars, so it turns out that my piddly little paychecks of 10 or 15 years ago were worth a lot more then than the more recent ones are now! Gee, and all that time when we suspected that our paychecks weren't going as far as they used to ... they really weren't!</p></blockquote><p></p>
[QUOTE="donna723, post: 469875, member: 1883"] Yeah, I found all that out the hard way too! I retired a little over a year ago. Between my Medicare and the supplement and the prescription plan, I'm spending about twice as much as I spent on insurance coverage for my group plan insurance when I was working, and for less coverage than I used to have. Mine actually would be a lot more but since I am on no prescription medications, I just got the bare minimum Rx plan for now. And my supplement would be a lot more but I was lucky enough to get on a supplement plan for retired State employees where the State pays a portion of the premium. And I am still kicking myself for not going to the eye doctor and getting new glasses while I still had vision coverage! Still though, before I retired, when I estimated my benefits myself, what I came up with was a lot less than what I'm actually getting. On my State pension too. Turns out that going so long without raises worked to my advantage. When they figure your highest years of salary, they adjust your previous years to today's dollars, so it turns out that my piddly little paychecks of 10 or 15 years ago were worth a lot more then than the more recent ones are now! Gee, and all that time when we suspected that our paychecks weren't going as far as they used to ... they really weren't! [/QUOTE]
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FYI for you al in your 50's and early 60's...social security info.
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