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Golden difficult child
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<blockquote data-quote="WSM" data-source="post: 304323" data-attributes="member: 5169"><p>I saw the lawyer today.</p><p> </p><p>The house is joint, but was purchased prior to marriage, thus not a marital asset. I invested more in and if there were a profit, I'd get proportionally more out. It has to sell at $380K to break even, and the realtor thinks it will go for abt $365K once the renovation project is done (ceiling, finish laying wood floors, some wall repair, and painting and general repair here and there--and declutter, husband is a famous packrat).</p><p> </p><p>I have a job where I cannot, can NOT have credit problems, I will lose my job and they check every January. So I am going to cheerfully push for us to finish the repairs 'by the holidays', I think he will do it without trouble, and then serve the papers.</p><p> </p><p>The judge will not order either of us out, we will have to live together until the house sells--unless there is an incident. So I have to wait for an incident, and I think there probably won't be one severe enough to eject either of us. If one of us leaves we will have to pay our new rent plus half the old and neither of us can do that. If he defaults, I have to pick up his half of the mortgage and that will break me fast. I will get 'credit' for paying his half, and can request the 'credit' be converted to alimony at divorce time and garnished, but I can't garnish his half until he defaults first. And if he defaults say to the tune of $9000, his alimony garnishment might only be $150 a month for 5 years, nothing I can count on to make up for taking out a loan. </p><p> </p><p>I have no idea how I'm going to live with this kid except to put cameras and recorders up EVERYWHERE. </p><p> </p><p>I cannot get custody of stepdaughter. If CPS finds it unsuitable for her to live with an alcoholic father and a strange scary brother, they can remove her, but they will not put her with me even if I am a foster parent. And frankly the bar for removal is high. When I go, I will not see her again and she will not have anyone to protect her.</p></blockquote><p></p>
[QUOTE="WSM, post: 304323, member: 5169"] I saw the lawyer today. The house is joint, but was purchased prior to marriage, thus not a marital asset. I invested more in and if there were a profit, I'd get proportionally more out. It has to sell at $380K to break even, and the realtor thinks it will go for abt $365K once the renovation project is done (ceiling, finish laying wood floors, some wall repair, and painting and general repair here and there--and declutter, husband is a famous packrat). I have a job where I cannot, can NOT have credit problems, I will lose my job and they check every January. So I am going to cheerfully push for us to finish the repairs 'by the holidays', I think he will do it without trouble, and then serve the papers. The judge will not order either of us out, we will have to live together until the house sells--unless there is an incident. So I have to wait for an incident, and I think there probably won't be one severe enough to eject either of us. If one of us leaves we will have to pay our new rent plus half the old and neither of us can do that. If he defaults, I have to pick up his half of the mortgage and that will break me fast. I will get 'credit' for paying his half, and can request the 'credit' be converted to alimony at divorce time and garnished, but I can't garnish his half until he defaults first. And if he defaults say to the tune of $9000, his alimony garnishment might only be $150 a month for 5 years, nothing I can count on to make up for taking out a loan. I have no idea how I'm going to live with this kid except to put cameras and recorders up EVERYWHERE. I cannot get custody of stepdaughter. If CPS finds it unsuitable for her to live with an alcoholic father and a strange scary brother, they can remove her, but they will not put her with me even if I am a foster parent. And frankly the bar for removal is high. When I go, I will not see her again and she will not have anyone to protect her. [/QUOTE]
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