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The Watercooler
Good thoughts and prayers for Lily needed
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<blockquote data-quote="GoingNorth" data-source="post: 641132" data-attributes="member: 1963"><p>Pet insurance does cover hospitalization. It goes on a "per illness" basis. What is covered depends on the policy you choose. I use "24 Petwatch" as I get a deal through the shelter I adopted my critters from.</p><p></p><p>I get $1500 per illness with a hundred dollar per year deductible and 80% coverage after that.</p><p></p><p>Cost per month depends on age of cat, breed, and other factors. Pre-existing conditions are not covered.</p><p></p><p>For example, the surgery to remove Squeaky's eye wasn't covered because it was a birth defect.</p><p></p><p>Routine care such as vaccinations, spay/neuter, and dental care are not covered unless you go with "Cadillac" coverage which is very costly. You have to weigh monthly premiums against the cost of catastrophic care.</p><p></p><p>I pay 43 dollars a month to cover Squeaky who is 7 years old and Thomas, who is 11.</p><p></p><p>Thomas' premium is higher both due to his age and due to some illnesses that Maine Coon Cats are more prone to.</p><p></p><p>Your cats are younger, so should be less.</p></blockquote><p></p>
[QUOTE="GoingNorth, post: 641132, member: 1963"] Pet insurance does cover hospitalization. It goes on a "per illness" basis. What is covered depends on the policy you choose. I use "24 Petwatch" as I get a deal through the shelter I adopted my critters from. I get $1500 per illness with a hundred dollar per year deductible and 80% coverage after that. Cost per month depends on age of cat, breed, and other factors. Pre-existing conditions are not covered. For example, the surgery to remove Squeaky's eye wasn't covered because it was a birth defect. Routine care such as vaccinations, spay/neuter, and dental care are not covered unless you go with "Cadillac" coverage which is very costly. You have to weigh monthly premiums against the cost of catastrophic care. I pay 43 dollars a month to cover Squeaky who is 7 years old and Thomas, who is 11. Thomas' premium is higher both due to his age and due to some illnesses that Maine Coon Cats are more prone to. Your cats are younger, so should be less. [/QUOTE]
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Good thoughts and prayers for Lily needed
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