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Grad school?
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<blockquote data-quote="KTMom91" data-source="post: 751230" data-attributes="member: 4040"><p>I took out grad school loans when I went back for my teaching credential in 1997. After I started working, I was not able to make the payment - it was more than my house payment - and they refused to accept a lower amount. I've paid of one of the three loans I took out, consolidated the other two, and I now owe nearly $100,000 on an original loan of $38,000. The student loan company only offered deferments and forbearance as options when I couldn't pay. I will never get this loan paid off. They will attach my Social Security, screw up my retirement, and they've already destroyed my credit. </p><p></p><p>I understand that she's out of options - so was I. A single parent changing careers in her 30s - and I needed that loan to live on. Just tell her to be very careful with those deferments they so kindly offer.</p></blockquote><p></p>
[QUOTE="KTMom91, post: 751230, member: 4040"] I took out grad school loans when I went back for my teaching credential in 1997. After I started working, I was not able to make the payment - it was more than my house payment - and they refused to accept a lower amount. I've paid of one of the three loans I took out, consolidated the other two, and I now owe nearly $100,000 on an original loan of $38,000. The student loan company only offered deferments and forbearance as options when I couldn't pay. I will never get this loan paid off. They will attach my Social Security, screw up my retirement, and they've already destroyed my credit. I understand that she's out of options - so was I. A single parent changing careers in her 30s - and I needed that loan to live on. Just tell her to be very careful with those deferments they so kindly offer. [/QUOTE]
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