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<blockquote data-quote="hearts and roses" data-source="post: 364787" data-attributes="member: 2211"><p><span style="font-size: 12px"><span style="color: darkslateblue">Our company offers all of our full time employees health insurance. We have several employees who have chosen to only insure themselves and not take a family plan - for various reasons, most often due to the same situation as you. The coverage is exactly the same as if they took a family policy or if they were single. The only difference is that the premiums and deductibles are lower...since the overall expenses the insurance company is likely to are lower. Since the two employees are low risk, such as yourself, they end up with less out of pocket expenses. </span></span></p><p> </p><p><span style="font-size: 12px"><span style="color: darkslateblue">Definitely check with your agent about ANY discrepencies but it sounds just like one of those situations as described above. </span></span></p></blockquote><p></p>
[QUOTE="hearts and roses, post: 364787, member: 2211"] [SIZE=3][COLOR=darkslateblue]Our company offers all of our full time employees health insurance. We have several employees who have chosen to only insure themselves and not take a family plan - for various reasons, most often due to the same situation as you. The coverage is exactly the same as if they took a family policy or if they were single. The only difference is that the premiums and deductibles are lower...since the overall expenses the insurance company is likely to are lower. Since the two employees are low risk, such as yourself, they end up with less out of pocket expenses. [/COLOR][/SIZE] [SIZE=3][COLOR=darkslateblue][/COLOR][/SIZE] [SIZE=3][COLOR=darkslateblue]Definitely check with your agent about ANY discrepencies but it sounds just like one of those situations as described above. [/COLOR][/SIZE] [/QUOTE]
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