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The Watercooler
Hello & Financial woes....
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<blockquote data-quote="Hound dog" data-source="post: 207161" data-attributes="member: 84"><p>I'd go for a credible credit counseling place first too. Oh, and usually you can call the credit card companies....explain the financial situation......and they'll find ways to work with you. Sometimes they even will remove a huge chunck of the debt you owe so you're able to repay the rest.</p><p> </p><p>Most doctor bills will let you get away with paying 5.00 a month (or what you can afford) as long as you set it up as a reg payment and stick to it. I've had to do this so many times it's not funny.</p><p> </p><p>There are 2 different ways to go bankrupt.....or at least there used to be. One where you pay it back in much smaller amts and the other the debt is erased. If you can go the first route it's better. husband and I always had to go the 2nd route. medication bills kill us. We pay as long as we can......but as you know that doesn't always cut it.</p><p> </p><p>If you're considering bankruptcy talk to a lawyer, have a good long consult to make sure it's the best way for you to jump.</p><p> </p><p>Hugs</p></blockquote><p></p>
[QUOTE="Hound dog, post: 207161, member: 84"] I'd go for a credible credit counseling place first too. Oh, and usually you can call the credit card companies....explain the financial situation......and they'll find ways to work with you. Sometimes they even will remove a huge chunck of the debt you owe so you're able to repay the rest. Most doctor bills will let you get away with paying 5.00 a month (or what you can afford) as long as you set it up as a reg payment and stick to it. I've had to do this so many times it's not funny. There are 2 different ways to go bankrupt.....or at least there used to be. One where you pay it back in much smaller amts and the other the debt is erased. If you can go the first route it's better. husband and I always had to go the 2nd route. medication bills kill us. We pay as long as we can......but as you know that doesn't always cut it. If you're considering bankruptcy talk to a lawyer, have a good long consult to make sure it's the best way for you to jump. Hugs [/QUOTE]
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