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When your husband applied in '90, were you working, or at home? When my husband applied in 99, I had not been working outside the home since '90, before my DS was born. I was also homeschooling. That's why, I assume, I got the benefit.


If you got SSDI in 2001, you had to have had 10 consecutive quarters to qualify. So if you worked outside the home, I suspect that's why you never got the benefit from your husband's SSDI.


And yes, the kids would not get SSI because the SSDI pays more, which is why I can't get SSI for being disabled. I can't get SSDI because I've not worked since 90.


My understanding for SSDI is that the child is no longer eligible after age 18 for benefits from the father's SSDI. If you had applied for that, I expect you would be denied.


My understanding is that the child applies for disability on SSI when they reach age 18. I expect this would be approved.


And it's sad to hear that you've had the same experience trying to contact your SSI office as I have. It's also a 3-4 hr. wait, if you do not have an appointment, here.  :grrr:


I've had no health ins. for 5 years. Massachusetts is the first state to offer health insurance for people who do not have access to any. So I JUST got health ins. on March 1, 2007.


I know SSI takes forever to get started on. My husband went out on disability in March of 99. We never got our checks from SSI until September of 2000. Granted it was for all the back pay they owed, but we had to survive until then.


So if you've been approved, the money will come, sometime, I expect. It's just really hard in the beginning. If she gets SSI, eventually Medicaid (care?) will kick in, but not for a while. I think it was 2 years for my husband.


Thanks for responding, even if you could not answer my questions.   :smile:


Pam R.


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