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General Parenting
How do you all pay for residential treatment programs?
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<blockquote data-quote="Marguerite" data-source="post: 335632" data-attributes="member: 1991"><p>Totoro, your story reminded me of something. easy child, when she arrived at our place last night, was also talking about the same thing - the companies behind private hospitals. I used to work for a journal that was distributed through the health care industry and I got to talk to a lot of people who were writing articles on various topics. The boss of te organisation I worked for was a very wealthy man who owned interests in a great many nursing homes and private hospitals. I got to see how he conducted his business. easy child, talking about her most recent employer, said much the same thing - it is a money-making enterprise. Sick people are the commodity. There will always be sick people. There will always be old people. So if an enterprising business provides the services, they will make money if they set it up the right way to do so.</p><p></p><p>That means, that when it all comes down to it, these places are not in it for their health (or yours, or your children's). They are in it to make money. Insurance companies make it easier because they are the cushion between h health institution and the individual client. A hospital doesn't like to have to chase individuals for money they owe. It is more tedious to do so. It is far easier to link in with an insurance company and let THEM worry about who is covered and who isn't; if it means Person A can't come in because their insurance is insufficient, then from the institution's point of view that is not a problem, because there will always be Person B (and the rest of the alphabet) who wants the place.</p><p></p><p>If you are an individual with no insurance but you want a place - they will want to see the colour of your money first.</p><p></p><p>A hospital might go after an insurance company, they will do it far more readily tan they will go after an individual who owes them. Especially after a number of years. I suggest you quietly find out if there is a statute of limitations on them coming after you for any money. In the same way that a cheque written on a certain date will expire after a certain period of time elapses, surely creditors have a time limit in which they need to at least notify you of the amount owing.</p><p></p><p>It costs money to chase money owing. Sometimes it is in an institution's best interest (for many reasons, PR is just one more) to waive the problem.</p><p></p><p>But never forget - they are in it for the money. Every single one of them.</p><p></p><p>Marg</p></blockquote><p></p>
[QUOTE="Marguerite, post: 335632, member: 1991"] Totoro, your story reminded me of something. easy child, when she arrived at our place last night, was also talking about the same thing - the companies behind private hospitals. I used to work for a journal that was distributed through the health care industry and I got to talk to a lot of people who were writing articles on various topics. The boss of te organisation I worked for was a very wealthy man who owned interests in a great many nursing homes and private hospitals. I got to see how he conducted his business. easy child, talking about her most recent employer, said much the same thing - it is a money-making enterprise. Sick people are the commodity. There will always be sick people. There will always be old people. So if an enterprising business provides the services, they will make money if they set it up the right way to do so. That means, that when it all comes down to it, these places are not in it for their health (or yours, or your children's). They are in it to make money. Insurance companies make it easier because they are the cushion between h health institution and the individual client. A hospital doesn't like to have to chase individuals for money they owe. It is more tedious to do so. It is far easier to link in with an insurance company and let THEM worry about who is covered and who isn't; if it means Person A can't come in because their insurance is insufficient, then from the institution's point of view that is not a problem, because there will always be Person B (and the rest of the alphabet) who wants the place. If you are an individual with no insurance but you want a place - they will want to see the colour of your money first. A hospital might go after an insurance company, they will do it far more readily tan they will go after an individual who owes them. Especially after a number of years. I suggest you quietly find out if there is a statute of limitations on them coming after you for any money. In the same way that a cheque written on a certain date will expire after a certain period of time elapses, surely creditors have a time limit in which they need to at least notify you of the amount owing. It costs money to chase money owing. Sometimes it is in an institution's best interest (for many reasons, PR is just one more) to waive the problem. But never forget - they are in it for the money. Every single one of them. Marg [/QUOTE]
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