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The Watercooler
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<blockquote data-quote="timer lady" data-source="post: 338137" data-attributes="member: 393"><p><span style="font-size: 12px"><span style="font-family: 'Comic Sans MS'">Given only an hour is bogus. Additionally, you should have had a mailed statement by a collection agency stating what they are trying to collect. </span></span></p><p><span style="font-size: 12px"><span style="font-family: 'Comic Sans MS'"></span></span></p><p><span style="font-size: 12px"><span style="font-family: 'Comic Sans MS'">Collection agents are paid, at least in part, by commission. The tactic being used is, I believe, illegal. They must accept any payment you can make - not an amount dictated by them. Donna is right - your credit is likely already affected.</span></span></p><p><span style="font-size: 12px"><span style="font-family: 'Comic Sans MS'"></span></span></p><p><span style="font-size: 12px"><span style="font-family: 'Comic Sans MS'">Saying all of the above, you aren't the only one unemployed & in this boat. I'm not saying not to pay your debt; pay what you can afford on a timely basis. Pay to the original bank to whom the debt is owed, not the collection agency. Work with the CC company in person.</span></span></p><p><span style="font-size: 12px"><span style="font-family: 'Comic Sans MS'"></span></span></p></blockquote><p></p>
[QUOTE="timer lady, post: 338137, member: 393"] [SIZE=3][FONT=Comic Sans MS]Given only an hour is bogus. Additionally, you should have had a mailed statement by a collection agency stating what they are trying to collect. Collection agents are paid, at least in part, by commission. The tactic being used is, I believe, illegal. They must accept any payment you can make - not an amount dictated by them. Donna is right - your credit is likely already affected. Saying all of the above, you aren't the only one unemployed & in this boat. I'm not saying not to pay your debt; pay what you can afford on a timely basis. Pay to the original bank to whom the debt is owed, not the collection agency. Work with the CC company in person. [/FONT][/SIZE] [/QUOTE]
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