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Parent Support Forums
Substance Abuse
I never ever get a straight answer - Update
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<blockquote data-quote="Signorina" data-source="post: 500705"><p>I have to second Susie's worry about a credit card or credit line. That's how my difficult child was surviving. Even though the fair credit protection act of 2010 is supposed to prevent the under 21 set from obtaining credit cards - the banks are finding ways around it. By opening a checking and savings account at the local credit union. difficult child was able to obtain a "secured" Visa card (that wasn't really secured because he was overdrawn in his checking account and had only$5 in his savings account) He had a 1000 visa limit plus an additional 500 in overdraft protection on his checking account - both of which he ran up to the limit. Overdraft protection is usually included in the "funds available" balance. But I think you would've seen it when you logged in.</p><p></p><p>Plus, $5000 seems awfully high - unless they are using your combined balances to set the limit.</p></blockquote><p></p>
[QUOTE="Signorina, post: 500705"] I have to second Susie's worry about a credit card or credit line. That's how my difficult child was surviving. Even though the fair credit protection act of 2010 is supposed to prevent the under 21 set from obtaining credit cards - the banks are finding ways around it. By opening a checking and savings account at the local credit union. difficult child was able to obtain a "secured" Visa card (that wasn't really secured because he was overdrawn in his checking account and had only$5 in his savings account) He had a 1000 visa limit plus an additional 500 in overdraft protection on his checking account - both of which he ran up to the limit. Overdraft protection is usually included in the "funds available" balance. But I think you would've seen it when you logged in. Plus, $5000 seems awfully high - unless they are using your combined balances to set the limit. [/QUOTE]
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I never ever get a straight answer - Update
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