that is pretty typical coverage amounts Busywend. Mental health coverage is usually considered an "added" benefit". that is most employers feel like it is a bonus benefit. They also tend to hedge that there won't be as many people using mental health benefits, so scrimping on them is not such a big deal.
I don't know if you are aware that there has been a huge movement to move mental health benefits to be considered like medical, ie, no limits on office visits, copays that are the same as medical etc. It is called the Mental Health Parity bill, and I have not checked the progress on it lately, but is moving very slowly. Some states have tried to get around it by passing state laws, but most don't even consider it. And those states that did pass some measure to equalize the benefits usually had a loophole attached that could allow employers to opt out of the coverage altogether.
But back to your original question....what type of coverage do you have? HMO, PPO, or indemnity(like the old BC/BS plans where you could go anywhere or any amount of times.). Also is your coverage provided by your employer and do you know if they are self insured? Let me know and I will check back with you on it. BLUE
