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Is your healthcare adequate for mental health? Do you not have any?
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<blockquote data-quote="hearts and roses" data-source="post: 347042" data-attributes="member: 2211"><p><span style="font-size: 12px"><span style="color: darkslateblue">I carry the family's health care coverage through my job and it's adequate. It has limits but it covers just about everything. Way back when I was seeking a day program for difficult child, I discovered that I would have to put up quite a fight in order to receive coverage for it, and even then, I would have to meet an outrageous deductible in order for anything to be covered, which meant just about nothing because I'd be in the poor house by the time I'd reach that deductible. We have limited visits to mental health providers and chiropractors. We have a fairly decent co-pay at $25/visit, which I understand is less than many other companies out there.</span></span></p><p> </p><p><span style="font-size: 12px"><span style="color: darkslateblue">Currently, my company is in the process of trying to negotiate for an HSA, which is a Health Spending Account. I'm niether for not against this idea, however, if the company doesn't make a contribution to the $4000/year deductible that a family must meet, then I will be very upset as I cannot afford $4000 out of pocket. My boss asked me if I thought we'd ever spend that much in a year and I nearly fell off my chair laughing. Between RX and Dr visits, um, yeah, we'd meet that. We may even beat that. </span></span></p><p> </p><p><span style="font-size: 12px"><span style="color: darkslateblue">I am all for a healthcare overhaul. The first step should be in limiting what insurance comanies can charge for premiums, ban RX commercials, and limit the amount pharmaceuticals can charge for drugs. THEN, they should talk about whether or not we need a federal health care plan. And, while they are at it, they should talk about funneling funds from otherwise useless spending to preventive and alternative care!</span></span></p><p> </p><p><span style="font-size: 12px"><span style="color: darkslateblue">Ahem, so in summation, I guess I would have to say now that difficult child is older and requires less in the way of therapy *well, not less, but she won't go*, our insurance covers our basic needs. If there was an emergency, however, I can't be certain.</span></span></p></blockquote><p></p>
[QUOTE="hearts and roses, post: 347042, member: 2211"] [SIZE=3][COLOR=darkslateblue]I carry the family's health care coverage through my job and it's adequate. It has limits but it covers just about everything. Way back when I was seeking a day program for difficult child, I discovered that I would have to put up quite a fight in order to receive coverage for it, and even then, I would have to meet an outrageous deductible in order for anything to be covered, which meant just about nothing because I'd be in the poor house by the time I'd reach that deductible. We have limited visits to mental health providers and chiropractors. We have a fairly decent co-pay at $25/visit, which I understand is less than many other companies out there.[/COLOR][/SIZE] [SIZE=3][COLOR=darkslateblue][/COLOR][/SIZE] [SIZE=3][COLOR=darkslateblue]Currently, my company is in the process of trying to negotiate for an HSA, which is a Health Spending Account. I'm niether for not against this idea, however, if the company doesn't make a contribution to the $4000/year deductible that a family must meet, then I will be very upset as I cannot afford $4000 out of pocket. My boss asked me if I thought we'd ever spend that much in a year and I nearly fell off my chair laughing. Between RX and Dr visits, um, yeah, we'd meet that. We may even beat that. [/COLOR][/SIZE] [SIZE=3][COLOR=darkslateblue][/COLOR][/SIZE] [SIZE=3][COLOR=darkslateblue]I am all for a healthcare overhaul. The first step should be in limiting what insurance comanies can charge for premiums, ban RX commercials, and limit the amount pharmaceuticals can charge for drugs. THEN, they should talk about whether or not we need a federal health care plan. And, while they are at it, they should talk about funneling funds from otherwise useless spending to preventive and alternative care![/COLOR][/SIZE] [SIZE=3][COLOR=darkslateblue][/COLOR][/SIZE] [SIZE=3][COLOR=darkslateblue]Ahem, so in summation, I guess I would have to say now that difficult child is older and requires less in the way of therapy *well, not less, but she won't go*, our insurance covers our basic needs. If there was an emergency, however, I can't be certain.[/COLOR][/SIZE] [/QUOTE]
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Is your healthcare adequate for mental health? Do you not have any?
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