Forums
New posts
Search forums
What's new
New posts
New profile posts
Latest activity
Internet Search
Members
Current visitors
New profile posts
Search profile posts
Log in
Register
What's new
Search
Search
Search titles only
By:
New posts
Search forums
Menu
Log in
Register
Install the app
Install
Forums
General Discussions
The Watercooler
It's not the end of the world...sigh...but I can't get a mortgage for him!
JavaScript is disabled. For a better experience, please enable JavaScript in your browser before proceeding.
You are using an out of date browser. It may not display this or other websites correctly.
You should upgrade or use an
alternative browser
.
Reply to thread
Message
<blockquote data-quote="DDD" data-source="post: 558309" data-attributes="member: 35"><p>I am feeling sick and defeated..SIGH! I have "made my case" with two mortgage companies and neither will approve easy child/difficult child for the mortgage he needs to buy the house. I can not ask anyone in the family to sign on and, sadly, husband and I are not in a position to do so.</p><p></p><p>Does it make sense? You want to buy a house for $55,000 and you can put down $30 or $35 grand BUT you can't get approved for a $20,000 mortgage??? Why? Because you have been disabled and therefore you have not build a strong credit history. He has a credit score of 630 which is TEN points below the minimum. I am bummed. He will be more than bummed when he calls tonight to "hear" the final verdict. (PS: there are three credit scores and one is almost 700 but the other is 575). </p><p></p><p>Really? Who to H would not feel safe holding a $20,000 mortgage on a home that last sold for $110,000 grand? I feel old, vulnerable and sick. Alot of work has gone into this and now I feel like a deflated balloon. Whine. Whine. </p><p></p><p>I've dealt with horrible things in the past so I "know" this is not the end of the world. Cripes, he almost died years ago. No comparison. on the other hand, tonight I feel defeated. I'm going to bed. DDD</p></blockquote><p></p>
[QUOTE="DDD, post: 558309, member: 35"] I am feeling sick and defeated..SIGH! I have "made my case" with two mortgage companies and neither will approve easy child/difficult child for the mortgage he needs to buy the house. I can not ask anyone in the family to sign on and, sadly, husband and I are not in a position to do so. Does it make sense? You want to buy a house for $55,000 and you can put down $30 or $35 grand BUT you can't get approved for a $20,000 mortgage??? Why? Because you have been disabled and therefore you have not build a strong credit history. He has a credit score of 630 which is TEN points below the minimum. I am bummed. He will be more than bummed when he calls tonight to "hear" the final verdict. (PS: there are three credit scores and one is almost 700 but the other is 575). Really? Who to H would not feel safe holding a $20,000 mortgage on a home that last sold for $110,000 grand? I feel old, vulnerable and sick. Alot of work has gone into this and now I feel like a deflated balloon. Whine. Whine. I've dealt with horrible things in the past so I "know" this is not the end of the world. Cripes, he almost died years ago. No comparison. on the other hand, tonight I feel defeated. I'm going to bed. DDD [/QUOTE]
Insert quotes…
Verification
Post reply
Forums
General Discussions
The Watercooler
It's not the end of the world...sigh...but I can't get a mortgage for him!
Top