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Medicaid and financial help
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<blockquote data-quote="DammitJanet" data-source="post: 171505" data-attributes="member: 1514"><p>Ok...let me see if I can explain medicaid. I dont know if VA has Katie Beckett or Waivers for the disabled. I have never been able to find them in NC. </p><p></p><p>There are normally several types of Medicaid for kids which is basically federally funded but the income limits differ in each state because of the poverty levels in each state. You have a federal poverty level and the state poverty level. At your sons age he would qualify basically for Medicaid for Children. I could peruse your states website and pull up the income guidelines but basically what they do is take your income, deduct certain income deductions for working and come up with a "net income". That net income has little to do with what your actual net income really is. You also have to meet what is known as reserve limits such as bank accounts and property limits. </p><p></p><p>Now the states also have another childrens insurance program which is known by each state as a different name. Down here it is Health Choice. It is for kids whose parents make too much for Medicaid but cant afford insurance through work or whose jobs dont offer insurance. These kids cannot have been carried on insurance either for 6 months I believe. The income limits are much higher than for medicaid and depending on the parents income and number of people in the home, the monthly payment...or co-annual payment is very low. My older two kids were on this when I worked at Social Services because it would have cost me 250 a month to add them on to a family plan and I only brought home about 1500 a month as it was. I think I paid 60 every 6 months for them to be on Health Choice. Now granted I had 4 people in my family whose income they counted. </p><p></p><p>Ok...for Medicaid they will go after the absent parent and try to get paternity established if it isnt already established. They will also attempt to force child support and court order insurance to be established on the child and tell the father that he is responsible for half of all unreinbursed medical expenses. His tax returns can be garnished. They can also suspend any licenses he has. drivers, hunting, fishing, etc.</p><p></p><p>Now for disability...it is a bit different. The income limits are a bit higher but the still take your income into account. It is true that his recent problems will all be taken into account and he will probably meet the criteria. I would definitely apply. If he gets approved for even 1 dollar in disability he automatically gets medicaid. When I worked at DSS, Cory was on SSI and he got next to nothing in money from SSI but that medicaid was invaluable in providing the funding for all his placements and workers and therapy. Most places dont take private insurance anymore. It simply wont pay for any long term help but medicaid does. I think I got like 50 bucks a month in disability but that medicaid saved his skin. And at one point for quite some time, I only had one other kid living with me. Billy went to stay with my mom so only Jamie was living with me. They considered our rent, electric, car payment, etc in figuring the payment plus expenses for the other child.</p></blockquote><p></p>
[QUOTE="DammitJanet, post: 171505, member: 1514"] Ok...let me see if I can explain medicaid. I dont know if VA has Katie Beckett or Waivers for the disabled. I have never been able to find them in NC. There are normally several types of Medicaid for kids which is basically federally funded but the income limits differ in each state because of the poverty levels in each state. You have a federal poverty level and the state poverty level. At your sons age he would qualify basically for Medicaid for Children. I could peruse your states website and pull up the income guidelines but basically what they do is take your income, deduct certain income deductions for working and come up with a "net income". That net income has little to do with what your actual net income really is. You also have to meet what is known as reserve limits such as bank accounts and property limits. Now the states also have another childrens insurance program which is known by each state as a different name. Down here it is Health Choice. It is for kids whose parents make too much for Medicaid but cant afford insurance through work or whose jobs dont offer insurance. These kids cannot have been carried on insurance either for 6 months I believe. The income limits are much higher than for medicaid and depending on the parents income and number of people in the home, the monthly payment...or co-annual payment is very low. My older two kids were on this when I worked at Social Services because it would have cost me 250 a month to add them on to a family plan and I only brought home about 1500 a month as it was. I think I paid 60 every 6 months for them to be on Health Choice. Now granted I had 4 people in my family whose income they counted. Ok...for Medicaid they will go after the absent parent and try to get paternity established if it isnt already established. They will also attempt to force child support and court order insurance to be established on the child and tell the father that he is responsible for half of all unreinbursed medical expenses. His tax returns can be garnished. They can also suspend any licenses he has. drivers, hunting, fishing, etc. Now for disability...it is a bit different. The income limits are a bit higher but the still take your income into account. It is true that his recent problems will all be taken into account and he will probably meet the criteria. I would definitely apply. If he gets approved for even 1 dollar in disability he automatically gets medicaid. When I worked at DSS, Cory was on SSI and he got next to nothing in money from SSI but that medicaid was invaluable in providing the funding for all his placements and workers and therapy. Most places dont take private insurance anymore. It simply wont pay for any long term help but medicaid does. I think I got like 50 bucks a month in disability but that medicaid saved his skin. And at one point for quite some time, I only had one other kid living with me. Billy went to stay with my mom so only Jamie was living with me. They considered our rent, electric, car payment, etc in figuring the payment plus expenses for the other child. [/QUOTE]
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