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Medicare question
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<blockquote data-quote="DammitJanet" data-source="post: 495344" data-attributes="member: 1514"><p>Yeah you are not subject to open enrollment and can change. </p><p></p><p>Heather, please listen to me right now. I am going to try to put this in fairly simple terms because I know you are tired and it is complicated and when I first got started I swore I needed a degree in Medicare and Social Security. </p><p></p><p>Medicare alone with only Parts A and B only cover 80% of your medical bills and that is after you pay the first $200 each year. Part A is hospital insurance and Part B is Doctors. That is simplified.</p><p></p><p>If you have no other insurance you will be eaten alive on the 20% in no time. </p><p></p><p>You need a Medicare Advantage plan or some sort of Medicare Plus or something like that, that includes covering your doctor's visits for the other 20% and the other 20% of the hospital visits. The hospital also has some tiered stuff that would have put me way over the limits when I was in I was sick. </p><p></p><p>The Advantage or Plus programs will cost you something but it will be much less than what paying that 20% at the doctors will be.</p></blockquote><p></p>
[QUOTE="DammitJanet, post: 495344, member: 1514"] Yeah you are not subject to open enrollment and can change. Heather, please listen to me right now. I am going to try to put this in fairly simple terms because I know you are tired and it is complicated and when I first got started I swore I needed a degree in Medicare and Social Security. Medicare alone with only Parts A and B only cover 80% of your medical bills and that is after you pay the first $200 each year. Part A is hospital insurance and Part B is Doctors. That is simplified. If you have no other insurance you will be eaten alive on the 20% in no time. You need a Medicare Advantage plan or some sort of Medicare Plus or something like that, that includes covering your doctor's visits for the other 20% and the other 20% of the hospital visits. The hospital also has some tiered stuff that would have put me way over the limits when I was in I was sick. The Advantage or Plus programs will cost you something but it will be much less than what paying that 20% at the doctors will be. [/QUOTE]
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