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<blockquote data-quote="Red Chief" data-source="post: 334034" data-attributes="member: 8776"><p>Because of job changes & new expenses, we've had a very hard time lately. Our credit sucks hard, so we didn't qualify for any loan modification.</p><p></p><p>I got super angry a few weeks ago. We were 3 months behind because of a huge expense we had to take care of, and the bank was pretty much starting foreclosure proceedings. We've been behind for a number of months, and they always allowed us to make one payment, so we didn't fall farther behind. Last time I went to make a payment, they wouldn't let me make one. They would only take the full 3 payments, even though we told them we would be able to make the other 2 payments within the month. They would not take the money. I was so ******! I ended up yelling at the girl on the phone, telling her to say out loud (so it would be recorded) that they refused to take money from us that we owed them. She did. I ended up hanging up on her, chilling out a minute, & calling back, getting a nicer guy who explained things better. It turned out they had some bunk information on our finances that showed we owed more money out than we made. After getting that info straightened out, they put us on a repayment plan & took our money.</p><p></p><p>I just can't believe that a bank would refuse to take money owed to them because it isn't everything that they want.</p></blockquote><p></p>
[QUOTE="Red Chief, post: 334034, member: 8776"] Because of job changes & new expenses, we've had a very hard time lately. Our credit sucks hard, so we didn't qualify for any loan modification. I got super angry a few weeks ago. We were 3 months behind because of a huge expense we had to take care of, and the bank was pretty much starting foreclosure proceedings. We've been behind for a number of months, and they always allowed us to make one payment, so we didn't fall farther behind. Last time I went to make a payment, they wouldn't let me make one. They would only take the full 3 payments, even though we told them we would be able to make the other 2 payments within the month. They would not take the money. I was so ******! I ended up yelling at the girl on the phone, telling her to say out loud (so it would be recorded) that they refused to take money from us that we owed them. She did. I ended up hanging up on her, chilling out a minute, & calling back, getting a nicer guy who explained things better. It turned out they had some bunk information on our finances that showed we owed more money out than we made. After getting that info straightened out, they put us on a repayment plan & took our money. I just can't believe that a bank would refuse to take money owed to them because it isn't everything that they want. [/QUOTE]
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