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<blockquote data-quote="DammitJanet" data-source="post: 409088" data-attributes="member: 1514"><p>Something similar did happen to me once but I caught it fast. My oldest had a checking account with my credit union that was joined to mine through my share (savings) account. You have to have a share account in order to have a checking account but if you are a parent and want to allow one of your kids or say a spouse to connect to your share account so they can open an account that is allowed. Well, Billy was doing great with his account and was totally responsible with it. Then he moved to VA to live with Jamie and Billie. He left like $10 in the account just to leave it open. Well, he had a phone at my house that he had called to have canceled but they took a month more than he thought they did. And they charged his debit card for it which caused a bad check charge against his checking account so it closed out his account. Then...because the phone company attempted to send the charge through again, the bad check charge doubled so they took it away from my savings account and I had to put more into savings to keep my account open. His account was completely closed. </p><p></p><p>Funny thing was that the phone company never sent a bill. I never found out any of this was happening until I noticed my savings account was wiped out!</p></blockquote><p></p>
[QUOTE="DammitJanet, post: 409088, member: 1514"] Something similar did happen to me once but I caught it fast. My oldest had a checking account with my credit union that was joined to mine through my share (savings) account. You have to have a share account in order to have a checking account but if you are a parent and want to allow one of your kids or say a spouse to connect to your share account so they can open an account that is allowed. Well, Billy was doing great with his account and was totally responsible with it. Then he moved to VA to live with Jamie and Billie. He left like $10 in the account just to leave it open. Well, he had a phone at my house that he had called to have canceled but they took a month more than he thought they did. And they charged his debit card for it which caused a bad check charge against his checking account so it closed out his account. Then...because the phone company attempted to send the charge through again, the bad check charge doubled so they took it away from my savings account and I had to put more into savings to keep my account open. His account was completely closed. Funny thing was that the phone company never sent a bill. I never found out any of this was happening until I noticed my savings account was wiped out! [/QUOTE]
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