Forums
New posts
Search forums
What's new
New posts
New profile posts
Latest activity
Internet Search
Members
Current visitors
New profile posts
Search profile posts
Log in
Register
What's new
Search
Search
Search titles only
By:
New posts
Search forums
Menu
Log in
Register
Install the app
Install
Forums
General Discussions
The Watercooler
Need your advice on $ problems
JavaScript is disabled. For a better experience, please enable JavaScript in your browser before proceeding.
You are using an out of date browser. It may not display this or other websites correctly.
You should upgrade or use an
alternative browser
.
Reply to thread
Message
<blockquote data-quote="Steely" data-source="post: 159543" data-attributes="member: 3301"><p>OK. So. I just need to bounce some ideas off of your heads and see what you think (OK, not literally<img src="/community/styles/default/xenforo/smilies/felttip/sheepish.png" class="smilie" loading="lazy" alt=":sheepish:" title="sheepish :sheepish:" data-shortname=":sheepish:" />), but you know what I mean!</p><p></p><p>I will try to be as simple as possible:</p><p></p><p><u>Facts</u></p><p><u></u></p><p><u></u>*I am 31K in credit card debt. With the change of jobs, I have absolutely no money for any amount on these debts, and they have become delinquent by 6 months.</p><p></p><p>*I am receiving 20K from my grandmother's estate.</p><p></p><p>*I need a new car</p><p></p><p><u>Possible Solutions</u>:</p><p></p><p>*With the money I can pay 2/3 of this debt off, but the remainder I would still not be able to pay. The other 11K would still be sitting there mucking up my credit, making me unable to get a car loan.</p><p></p><p>*I could probably "settle" all of these debts with this cash - but again this looks really bad on my credit - and make me unable to get a car loan</p><p></p><p>*I can buy the car with the cash and worry about the rest of this debt later when I am able to formulate a plan to pay it.</p><p></p><p>I know, it is like a flippin logic problem!!!</p><p>Any advice? Any solutions I have not thought of yet? Let it fly!</p></blockquote><p></p>
[QUOTE="Steely, post: 159543, member: 3301"] OK. So. I just need to bounce some ideas off of your heads and see what you think (OK, not literally:sheepish:), but you know what I mean! I will try to be as simple as possible: [U]Facts [/U]*I am 31K in credit card debt. With the change of jobs, I have absolutely no money for any amount on these debts, and they have become delinquent by 6 months. *I am receiving 20K from my grandmother's estate. *I need a new car [U]Possible Solutions[/U]: *With the money I can pay 2/3 of this debt off, but the remainder I would still not be able to pay. The other 11K would still be sitting there mucking up my credit, making me unable to get a car loan. *I could probably "settle" all of these debts with this cash - but again this looks really bad on my credit - and make me unable to get a car loan *I can buy the car with the cash and worry about the rest of this debt later when I am able to formulate a plan to pay it. I know, it is like a flippin logic problem!!! Any advice? Any solutions I have not thought of yet? Let it fly! [/QUOTE]
Insert quotes…
Verification
Post reply
Forums
General Discussions
The Watercooler
Need your advice on $ problems
Top