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Need your advice on $ problems
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<blockquote data-quote="donna723" data-source="post: 159669" data-attributes="member: 1883"><p>I'm a fine one to talk because I've been in the same mess myself starting a few years after my divorce and I'm just now starting to get straightened out. One thing I will never ever do again is to buy a brand new car! You will lose several thousands dollars of it's value the minute you drive it off the lot! And I found out the hard way that the warranty is only as good as the dealership you take it too! Next time I will look for a good <em>used</em> car, something small and very good on gas, one only a year or so old, in good shape and still under warranty for a while. That's what I <em>should</em> have done and didn't!</p><p> </p><p>With what's left, all the "experts" say you should first pay off the card with the highest interest rate. Once they start adding all those late charges and fees, you'll never get out from under it! On anything else, from what they're saying, the credit card companies are having so many people default on them that they're more willing to work with people and some will even lower your interest rate if you ask them! They would rather do that and have you pay it off at a lower rate than get nothing at all.</p></blockquote><p></p>
[QUOTE="donna723, post: 159669, member: 1883"] I'm a fine one to talk because I've been in the same mess myself starting a few years after my divorce and I'm just now starting to get straightened out. One thing I will never ever do again is to buy a brand new car! You will lose several thousands dollars of it's value the minute you drive it off the lot! And I found out the hard way that the warranty is only as good as the dealership you take it too! Next time I will look for a good [I]used[/I] car, something small and very good on gas, one only a year or so old, in good shape and still under warranty for a while. That's what I [I]should[/I] have done and didn't! With what's left, all the "experts" say you should first pay off the card with the highest interest rate. Once they start adding all those late charges and fees, you'll never get out from under it! On anything else, from what they're saying, the credit card companies are having so many people default on them that they're more willing to work with people and some will even lower your interest rate if you ask them! They would rather do that and have you pay it off at a lower rate than get nothing at all. [/QUOTE]
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