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Need your advice on $ problems
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<blockquote data-quote="Hound dog" data-source="post: 160085" data-attributes="member: 84"><p>Steely</p><p> </p><p>I'm going to admit I don't have time to read all of the replies. But wanted to give you my view, from the angle of someone who money has always been a mega issue.</p><p> </p><p>Most cc co's will work with you to help you pay off your debt. (even by reducing the actual debt amt) Depends on the co as to how far they'll help. But they will cuz their goal is to get as much money out of you as possible.</p><p> </p><p>Make sure the car you have won't cost less to get into good condition before considering buying another. Do this whether you intend on attempting to pay down your debt or not with the inheirtance. Why?? Cuz if you can fix the car you have cheaper than buying a new one, you can use the money left over as a cushion. This cushion can help with other bills and maybe lower payments on the cc amts.</p><p> </p><p>Believe it or not, that will help you're credit in the long run, not hurt it. Because it would show you're trying to pay even though you're having hard times.</p><p> </p><p>husband is still kicking himself in the arse for not listening to me when he got his retirement payout. Instead of doing this he ran out and bought a new vehicle. His car was old, but with some work would've been just fine. Now he's stuck with a newer vehicle that still needs work, and is also one that is really bad on gas.<img src="/community/styles/default/xenforo/smilies/emoticons/faint.gif" class="smilie" loading="lazy" alt=":faint:" title="faint :faint:" data-shortname=":faint:" /> And of course, our "cushion" went thataway. grrrrrr</p></blockquote><p></p>
[QUOTE="Hound dog, post: 160085, member: 84"] Steely I'm going to admit I don't have time to read all of the replies. But wanted to give you my view, from the angle of someone who money has always been a mega issue. Most cc co's will work with you to help you pay off your debt. (even by reducing the actual debt amt) Depends on the co as to how far they'll help. But they will cuz their goal is to get as much money out of you as possible. Make sure the car you have won't cost less to get into good condition before considering buying another. Do this whether you intend on attempting to pay down your debt or not with the inheirtance. Why?? Cuz if you can fix the car you have cheaper than buying a new one, you can use the money left over as a cushion. This cushion can help with other bills and maybe lower payments on the cc amts. Believe it or not, that will help you're credit in the long run, not hurt it. Because it would show you're trying to pay even though you're having hard times. husband is still kicking himself in the arse for not listening to me when he got his retirement payout. Instead of doing this he ran out and bought a new vehicle. His car was old, but with some work would've been just fine. Now he's stuck with a newer vehicle that still needs work, and is also one that is really bad on gas.:knockedout: And of course, our "cushion" went thataway. grrrrrr [/QUOTE]
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