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Family of Origin
Never disinherit your kid
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<blockquote data-quote="InsaneCdn" data-source="post: 690618" data-attributes="member: 11791"><p>No. It is actually cheaper. Nothing gets paid out when the first person dies. The value of the policy comes due when the second person dies. It's a single policy, not two - but requires two people's live to be jointly insured. As long as one is living, the insurance isn't paid out.</p><p> </p><p>I wasn't thinking in terms of a policy that had a cash value at the end of it - rather, a simple insurance policy that paid the face value of the insurance.</p></blockquote><p></p>
[QUOTE="InsaneCdn, post: 690618, member: 11791"] No. It is actually cheaper. Nothing gets paid out when the first person dies. The value of the policy comes due when the second person dies. It's a single policy, not two - but requires two people's live to be jointly insured. As long as one is living, the insurance isn't paid out. I wasn't thinking in terms of a policy that had a cash value at the end of it - rather, a simple insurance policy that paid the face value of the insurance. [/QUOTE]
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Never disinherit your kid
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