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New Years Resolutions anyone? Don't do them? Thoughts?
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<blockquote data-quote="witzend" data-source="post: 676234" data-attributes="member: 99"><p>I've always kind of pooh-poohed them, mostly because I never needed to go on a diet <img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" class="smilie smilie--sprite smilie--sprite2" alt=";)" title="Wink ;)" loading="lazy" data-shortname=";)" /> and I can't really exercise with my MD. But for the first time this year, I am making one, because I can see a goal in sight and I need husband to help me with it.</p><p></p><p>When we moved South, we already had a considerable amount of debt. Our income was good, but our debt was always high. We'd always had some since we were married and could never get out from under it. Then the move more than doubled it, and it was atrocious. That will be four years ago in April. I've made large payments every month for three years now, kept a chart that I update monthly including how much we owe, what our minimum payments are, etc. The end is reasonably in sight for next December, but I <em>have to</em> stick to the plan.</p><p></p><p>If we need to cut back on something to be sure that we're making that large payment every month, then we need to cut back. I'm going to print a monthly accounting and we'll look at our income v spending every month. It's going to be gone. When its gone, I'll start using the cards for one thing each and pay it in full each month because I don't want to lose the credit should we need it. I do that with the gas credit card, and with a card I use for prescription and medical needs so that I can track easily for taxes. Other than that we don't use credit cards anymore. I have a friend whose husband got Alzheimer's and when she took care of her accounting when she had to put him in a facility, she paid off all of her debts and stopped using the cards. Then they cancelled on her for "lack of activity", so when she needed it it was gone. It's time for us to grow up on that front.</p><p></p><p>Speaking of growing, since we moved from the land of salmon and salads and beets & whole grain breads to the land of white bread and fried everything I've gained 25 pounds. I can hardly get up out of a chair anymore, and I'm sick to death of telling people that I'm not pregnant. I ordered husband & I a one month's supply of Nutrisystem from Costco. I'm not so much doing it as a resolution as that they have a great deal on it this time of year. It will be hard - it's the first diet either of us have ever been on, but I can try it for a month. If it works for one month, we'll try another. I've been moaning about my weight for 3 years now, it's time to try to do something about it. If it doesn't work, then it doesn't work. Nothing ventured, nothing gained.</p><p></p><p>Happy New Year, all!</p></blockquote><p></p>
[QUOTE="witzend, post: 676234, member: 99"] I've always kind of pooh-poohed them, mostly because I never needed to go on a diet ;) and I can't really exercise with my MD. But for the first time this year, I am making one, because I can see a goal in sight and I need husband to help me with it. When we moved South, we already had a considerable amount of debt. Our income was good, but our debt was always high. We'd always had some since we were married and could never get out from under it. Then the move more than doubled it, and it was atrocious. That will be four years ago in April. I've made large payments every month for three years now, kept a chart that I update monthly including how much we owe, what our minimum payments are, etc. The end is reasonably in sight for next December, but I [I]have to[/I] stick to the plan. If we need to cut back on something to be sure that we're making that large payment every month, then we need to cut back. I'm going to print a monthly accounting and we'll look at our income v spending every month. It's going to be gone. When its gone, I'll start using the cards for one thing each and pay it in full each month because I don't want to lose the credit should we need it. I do that with the gas credit card, and with a card I use for prescription and medical needs so that I can track easily for taxes. Other than that we don't use credit cards anymore. I have a friend whose husband got Alzheimer's and when she took care of her accounting when she had to put him in a facility, she paid off all of her debts and stopped using the cards. Then they cancelled on her for "lack of activity", so when she needed it it was gone. It's time for us to grow up on that front. Speaking of growing, since we moved from the land of salmon and salads and beets & whole grain breads to the land of white bread and fried everything I've gained 25 pounds. I can hardly get up out of a chair anymore, and I'm sick to death of telling people that I'm not pregnant. I ordered husband & I a one month's supply of Nutrisystem from Costco. I'm not so much doing it as a resolution as that they have a great deal on it this time of year. It will be hard - it's the first diet either of us have ever been on, but I can try it for a month. If it works for one month, we'll try another. I've been moaning about my weight for 3 years now, it's time to try to do something about it. If it doesn't work, then it doesn't work. Nothing ventured, nothing gained. Happy New Year, all! [/QUOTE]
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