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General Discussions
The Watercooler
no more checking floating at your favorite stores
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<blockquote data-quote="donna723" data-source="post: 215054" data-attributes="member: 1883"><p>I admit to being more than a little confused by all of this. Our local grocery store still does it the old fashioned way but they use the same bank that I do, right down the street, and checks usually clear the very next day. The Walmarts and one local discount store in town do it electronically now. It's a little disconcerting to just sign my check and then get it back again! I go online and check my account almost every day, and what I don't understand is that these 'electronic' checks don't show up as coming out of my account until several days later, at least three or four days! </p><p> </p><p>I suppose it is a safeguard for the stores and prevents them from taking some bad checks, but it's not 100%. They have no way of knowing how many other checks someone might have written on that same money in the bank!</p></blockquote><p></p>
[QUOTE="donna723, post: 215054, member: 1883"] I admit to being more than a little confused by all of this. Our local grocery store still does it the old fashioned way but they use the same bank that I do, right down the street, and checks usually clear the very next day. The Walmarts and one local discount store in town do it electronically now. It's a little disconcerting to just sign my check and then get it back again! I go online and check my account almost every day, and what I don't understand is that these 'electronic' checks don't show up as coming out of my account until several days later, at least three or four days! I suppose it is a safeguard for the stores and prevents them from taking some bad checks, but it's not 100%. They have no way of knowing how many other checks someone might have written on that same money in the bank! [/QUOTE]
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no more checking floating at your favorite stores
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