This isn't difficult child related.
A friend had her baby by csection about a month ago. Turns out the anesthesiologist that she had was not in her network.
Her ins co is saying they will ONLY cover 40% instead of the usual 90% because the doctor was out of network. You don't have a choice who you get in the hospital.
I thought there was a state law of some kind for this. If so, can you tell me where to find it? I am in Texas.
Thanks and Congratulations!
Steph