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Prescription question
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<blockquote data-quote="SuZir" data-source="post: 621588" data-attributes="member: 14557"><p>One thing I really don't get, how on earth are your medications so expensive? Generic and brand name alike. I mean, we have very few drugs that are even close to co pays you tell here <strong>before</strong> the health insurance. Of course there are some expensive ones like biological drugs for certain conditions. </p><p></p><p>My kid takes Lexapro, generic though, and I noticed people mentioning it can be an expensive SSRI. His generic medication would cost around 15 bucks a month without the insurance part. Public health insurance pays half of that (and if all medications combined will be over about 900 dollars a year, everything from that point on.) If he would take a brand name, the cost would be around 40 bucks a month minus a little bit (same they pay for generic) from insurance. </p><p></p><p>I have noticed it often (though I can't remember the examples right now) that you are talking co-pays much larger than the same drugs are costing around here before the insurance steps in. </p><p></p><p>Is it simply that drug companies see your insurance business as an awesome cash cow and take huge margins while they are basically forced to make do with much smaller profits in other markets?</p><p></p><p>I do know you use around 15 % of your GDP to health care, when for example we use 7,5 %. Is it just that drug companies see their chance to rip you off, or what makes a difference?</p></blockquote><p></p>
[QUOTE="SuZir, post: 621588, member: 14557"] One thing I really don't get, how on earth are your medications so expensive? Generic and brand name alike. I mean, we have very few drugs that are even close to co pays you tell here [B]before[/B] the health insurance. Of course there are some expensive ones like biological drugs for certain conditions. My kid takes Lexapro, generic though, and I noticed people mentioning it can be an expensive SSRI. His generic medication would cost around 15 bucks a month without the insurance part. Public health insurance pays half of that (and if all medications combined will be over about 900 dollars a year, everything from that point on.) If he would take a brand name, the cost would be around 40 bucks a month minus a little bit (same they pay for generic) from insurance. I have noticed it often (though I can't remember the examples right now) that you are talking co-pays much larger than the same drugs are costing around here before the insurance steps in. Is it simply that drug companies see your insurance business as an awesome cash cow and take huge margins while they are basically forced to make do with much smaller profits in other markets? I do know you use around 15 % of your GDP to health care, when for example we use 7,5 %. Is it just that drug companies see their chance to rip you off, or what makes a difference? [/QUOTE]
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