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<blockquote data-quote="bigblueagain" data-source="post: 4349" data-attributes="member: 909"><p>I am going to say that most likely you would have to wait out your 12 mo period. HIPAA usually mandates unbroken period of coverage whether it be by COBRA or any other type of coverage. Since your policy already denotes the 12 mo waiting period, and this is an HMO type coverage, more than likely state laws won't supercede this. BLUE</p></blockquote><p></p>
[QUOTE="bigblueagain, post: 4349, member: 909"] I am going to say that most likely you would have to wait out your 12 mo period. HIPAA usually mandates unbroken period of coverage whether it be by COBRA or any other type of coverage. Since your policy already denotes the 12 mo waiting period, and this is an HMO type coverage, more than likely state laws won't supercede this. BLUE [/QUOTE]
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