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<blockquote data-quote="hearts and roses" data-source="post: 67829" data-attributes="member: 2211"><p>I am outraged Debbie. My H is outraged, my friends and family are all outraged. But it takes more than 25 people to make a change. But we try. We write letters, sign petitions and try to make a difference with our vote. We know we're not alone and that there are others out there who are outraged as well. But in the meantime, we have to follow the rules so we don't lose what little coverages we have.</p><p></p><p>I have what is touted as one of the best health insurance policies that UHC/Oxford has to offer. Well, I can say that if this is the best they have to offer, I shutter to think of what their worst policy is like. My monthly premium for a family of 4 is roughly $1360 a month, of which I pay 20%...(I believe that due to increases, our employer will change that to 30% in April 2008). My co-pays are $25 per office visit and the co-pays for RX ranges between $15-$40 each script depending on it's status on the insurers 'preferred drug list'. I am on 3 medications and difficult child is on 2 medications, and easy child is on 1 medication. Altogether our RX copays equal $150 per month, difficult child goes to a counselor 5 times a month and usually the regular FP, which equals roughly another $125-$150 per month in DR visits. Heaven forbid my back should go out and I need to see my chiro, usually 3X in one week usually for two weeks, and since my insurance won't accept her as a DR on their network, I pay cash out of pocket at $35 a visit! So add another $210 per month....it adds up very quickly. difficult child is also supposed to see the chiro at least twice a month for fibromyalgia, but doesn't because I simply cannot afford all the freakin copays. Each month my medical bills could range between $275-$500+ out of pocket ON TOP of my regular premium contribution of $272.</p><p></p><p>The insurance companies are in bed with the pharmaceutical companies and together they are lobbying our government to get what they want all around. It's a corrupt business. Like you said, it's not that far fetched to imagine a day when the only people who have access to decent medical care and coverages will be the very rich. And then, what will happen to those of us who are asthmatics, diabetics, mentally ill, terminally ill, and suffering from life long debilitating diseases and infections?</p><p></p><p>As you also said, the conditions of health care coverages in the US is outrageous and more people should be doing something about it. Learning about it, reading about it, and then doing something about it.</p></blockquote><p></p>
[QUOTE="hearts and roses, post: 67829, member: 2211"] I am outraged Debbie. My H is outraged, my friends and family are all outraged. But it takes more than 25 people to make a change. But we try. We write letters, sign petitions and try to make a difference with our vote. We know we're not alone and that there are others out there who are outraged as well. But in the meantime, we have to follow the rules so we don't lose what little coverages we have. I have what is touted as one of the best health insurance policies that UHC/Oxford has to offer. Well, I can say that if this is the best they have to offer, I shutter to think of what their worst policy is like. My monthly premium for a family of 4 is roughly $1360 a month, of which I pay 20%...(I believe that due to increases, our employer will change that to 30% in April 2008). My co-pays are $25 per office visit and the co-pays for RX ranges between $15-$40 each script depending on it's status on the insurers 'preferred drug list'. I am on 3 medications and difficult child is on 2 medications, and easy child is on 1 medication. Altogether our RX copays equal $150 per month, difficult child goes to a counselor 5 times a month and usually the regular FP, which equals roughly another $125-$150 per month in DR visits. Heaven forbid my back should go out and I need to see my chiro, usually 3X in one week usually for two weeks, and since my insurance won't accept her as a DR on their network, I pay cash out of pocket at $35 a visit! So add another $210 per month....it adds up very quickly. difficult child is also supposed to see the chiro at least twice a month for fibromyalgia, but doesn't because I simply cannot afford all the freakin copays. Each month my medical bills could range between $275-$500+ out of pocket ON TOP of my regular premium contribution of $272. The insurance companies are in bed with the pharmaceutical companies and together they are lobbying our government to get what they want all around. It's a corrupt business. Like you said, it's not that far fetched to imagine a day when the only people who have access to decent medical care and coverages will be the very rich. And then, what will happen to those of us who are asthmatics, diabetics, mentally ill, terminally ill, and suffering from life long debilitating diseases and infections? As you also said, the conditions of health care coverages in the US is outrageous and more people should be doing something about it. Learning about it, reading about it, and then doing something about it. [/QUOTE]
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