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<blockquote data-quote="recoveringenabler" data-source="post: 570085" data-attributes="member: 13542"><p>Star, I'm sorry you went through all of that, yikes, it must have been pretty scary. You sound like your old self, so it's so good to have you back again.........glad you're on the mend. </p><p></p><p>Keep your options open for your accident and an attorney............I was once in an accident with an uninsured motorist who was the responsible one. My insurance company actually told me that they were now in the "adversarial position" with me. What? in other words, to collect anything I would have to sue my own insurance company even though I had coverage for uninsured motorists. So, I got an attorney, the case took 3 years at the end of which I was awarded the whole amount of money the uninsured motorist clause amounted to, of which I had to pay the attorney the one third contingency. I changed insurance companies, but really, you get the coverage and assume they will pay, but they don't always, you have to get an attorney to get you what you should get to begin with. Just for your information, when your insurance company makes you an offer, you don't have to accept it, you can counter offer. I've done that too. You can hold out and keep negotiating if you don't feel they are doing what is right. If it gets too hairy and they are not covering your medical bills and fixing your car and offering something for pain and suffering, then that's when people opt for an attorney. But, that's all your call, you have to do what you can live with and what feels right to you. Gentle hugs Star, hope you're back to health very quickly now...........</p></blockquote><p></p>
[QUOTE="recoveringenabler, post: 570085, member: 13542"] Star, I'm sorry you went through all of that, yikes, it must have been pretty scary. You sound like your old self, so it's so good to have you back again.........glad you're on the mend. Keep your options open for your accident and an attorney............I was once in an accident with an uninsured motorist who was the responsible one. My insurance company actually told me that they were now in the "adversarial position" with me. What? in other words, to collect anything I would have to sue my own insurance company even though I had coverage for uninsured motorists. So, I got an attorney, the case took 3 years at the end of which I was awarded the whole amount of money the uninsured motorist clause amounted to, of which I had to pay the attorney the one third contingency. I changed insurance companies, but really, you get the coverage and assume they will pay, but they don't always, you have to get an attorney to get you what you should get to begin with. Just for your information, when your insurance company makes you an offer, you don't have to accept it, you can counter offer. I've done that too. You can hold out and keep negotiating if you don't feel they are doing what is right. If it gets too hairy and they are not covering your medical bills and fixing your car and offering something for pain and suffering, then that's when people opt for an attorney. But, that's all your call, you have to do what you can live with and what feels right to you. Gentle hugs Star, hope you're back to health very quickly now........... [/QUOTE]
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