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This is why healthcare costs are so ridiculous
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<blockquote data-quote="Shari" data-source="post: 367045" data-attributes="member: 1848"><p>I hear ya and I feel for you.</p><p> </p><p>I take BCP continuously for endo. When I went to pick up the first pack this year, the pharmacy asked for $55. It had always been $10 before, because I use generic.</p><p> </p><p>The generic had given itself a name, so it now fell into a new class with my insurance company. "Branded generics" with a $55 copay. The cost of the medication to the pharmacy was $9.95. The outright cost the pharmacy would charge me was $14.85. IF I used my insurance, I had to pay $55. </p><p> </p><p>And come to find out, the ins company has a contract with the name brand now. So the name brand has the $10 copay. The name brand costs the pharmacy $70. Out of pocket to me for the name brand would be $90. What sense can that possibly make...the ins company paying $80 instead of $4.</p><p> </p><p>I buy the generic outright for $14.85 and don't run it thru ins just on the principle - whatever kick the ins company is getting from that big pharmaceutical company, well, they aren't getting it from me. At the end of the year, I'm going to file all the receipts for my generics and see what they do with it.</p><p> </p><p>The system is very, very broken.</p></blockquote><p></p>
[QUOTE="Shari, post: 367045, member: 1848"] I hear ya and I feel for you. I take BCP continuously for endo. When I went to pick up the first pack this year, the pharmacy asked for $55. It had always been $10 before, because I use generic. The generic had given itself a name, so it now fell into a new class with my insurance company. "Branded generics" with a $55 copay. The cost of the medication to the pharmacy was $9.95. The outright cost the pharmacy would charge me was $14.85. IF I used my insurance, I had to pay $55. And come to find out, the ins company has a contract with the name brand now. So the name brand has the $10 copay. The name brand costs the pharmacy $70. Out of pocket to me for the name brand would be $90. What sense can that possibly make...the ins company paying $80 instead of $4. I buy the generic outright for $14.85 and don't run it thru ins just on the principle - whatever kick the ins company is getting from that big pharmaceutical company, well, they aren't getting it from me. At the end of the year, I'm going to file all the receipts for my generics and see what they do with it. The system is very, very broken. [/QUOTE]
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This is why healthcare costs are so ridiculous
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