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The Watercooler
Well...had that difficult talk
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<blockquote data-quote="DammitJanet" data-source="post: 399390" data-attributes="member: 1514"><p>I dont know if I am the beneficiary on any of the life insurance policies. I would find it odd that was not but considering she is not saying that I am sort of leaves me feeling that I am not. Or maybe she hasnt seen them but considering she said that there are 3 I would think that she would know. Dunno. </p><p></p><p>She has said that there is the CD and where it is located. If it was at a national bank there would be no problem and she would just send me the death certificate and all would be fine. Problem is, its either just a Richmond bank or just a VA bank. Actually LDM probably knows...First Merchants? I have never heard of them before. The checks my dad always sent to me came from Wachovia. That would have been simple...we have one of those here...lol. </p><p></p><p>I asked my credit union if they could do a transfer from that bank to my credit union and apparently not. I think Im going to look into one of those places that actually give a higher interest rate anyway like ING or Ally or whatever that one is called, and set up a new account anyway with this money. I dont need to put it in a very low interest bearing savings or checking account. It needs to go into the highest interest I can get. I am going to be very careful with this. The only thing I am going to do with it now is fix my furnace and get a bed and then Im gonna forget I have it. Oh...and underpin my trailer so I can get insurance on my house which my dad would want me to do so Im covered in case anything happens here. Ive been lucky so far but luck only lasts so long.</p></blockquote><p></p>
[QUOTE="DammitJanet, post: 399390, member: 1514"] I dont know if I am the beneficiary on any of the life insurance policies. I would find it odd that was not but considering she is not saying that I am sort of leaves me feeling that I am not. Or maybe she hasnt seen them but considering she said that there are 3 I would think that she would know. Dunno. She has said that there is the CD and where it is located. If it was at a national bank there would be no problem and she would just send me the death certificate and all would be fine. Problem is, its either just a Richmond bank or just a VA bank. Actually LDM probably knows...First Merchants? I have never heard of them before. The checks my dad always sent to me came from Wachovia. That would have been simple...we have one of those here...lol. I asked my credit union if they could do a transfer from that bank to my credit union and apparently not. I think Im going to look into one of those places that actually give a higher interest rate anyway like ING or Ally or whatever that one is called, and set up a new account anyway with this money. I dont need to put it in a very low interest bearing savings or checking account. It needs to go into the highest interest I can get. I am going to be very careful with this. The only thing I am going to do with it now is fix my furnace and get a bed and then Im gonna forget I have it. Oh...and underpin my trailer so I can get insurance on my house which my dad would want me to do so Im covered in case anything happens here. Ive been lucky so far but luck only lasts so long. [/QUOTE]
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Well...had that difficult talk
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