My son is now nearly four months into recovering from two severely shattered ankles, his latest and, hopefully, final surgery having been three days ago.
He had no real job or insurance prior to his accident and, as such, hasnt paid anything into Social Security, so Ive been told that he isnt eligible for SSD, even though his surgeon declared him disabled for at least the next year.
In addition to his orthopedic issues which are going to be ongoing, he has bipolar and anxiety disorders which are only in the very early stages of being brought under control with medication with the care of a psychiatrist.
Since my son's injury, Ive been trying to get the hospital to apply for SS and/or some sort of Medicaid for him since he has no assets or insurance and isnt covered under my policy or my husband's as he's on early Medicare because of early Alzheimer's disease. Theyve been trying to get our son and me to supply financial information about my husband and my finances (which I had been warned theyd try to do) and are telling him that, since he lives with his dad and me, even though hes 23 years old, he isnt eligible for services.
My husband and I are both on Social Security for our income...he because he became unable to work because of Alzheimer's and me because I'm his sole caregiver. Yes, we do have assets, but Ive got them protected in a Trust to provide for us and then my husband in the event of my death. Frankly, there is no way we could afford the already astronomical medical bills that our son has been receiving and financially survive for the remainder of our lives.
I have no idea what to do to help our son while protecting our assets. I'm very disturbed that his providers, while appearing to provide excellent care to a basically indigent 23 year old, are nonetheless very obviously harassing him about medical bills at a time when he is so vulnerable due to his serious ongoing medical conditions. Any advice would be appreciated!
He had no real job or insurance prior to his accident and, as such, hasnt paid anything into Social Security, so Ive been told that he isnt eligible for SSD, even though his surgeon declared him disabled for at least the next year.
In addition to his orthopedic issues which are going to be ongoing, he has bipolar and anxiety disorders which are only in the very early stages of being brought under control with medication with the care of a psychiatrist.
Since my son's injury, Ive been trying to get the hospital to apply for SS and/or some sort of Medicaid for him since he has no assets or insurance and isnt covered under my policy or my husband's as he's on early Medicare because of early Alzheimer's disease. Theyve been trying to get our son and me to supply financial information about my husband and my finances (which I had been warned theyd try to do) and are telling him that, since he lives with his dad and me, even though hes 23 years old, he isnt eligible for services.
My husband and I are both on Social Security for our income...he because he became unable to work because of Alzheimer's and me because I'm his sole caregiver. Yes, we do have assets, but Ive got them protected in a Trust to provide for us and then my husband in the event of my death. Frankly, there is no way we could afford the already astronomical medical bills that our son has been receiving and financially survive for the remainder of our lives.
I have no idea what to do to help our son while protecting our assets. I'm very disturbed that his providers, while appearing to provide excellent care to a basically indigent 23 year old, are nonetheless very obviously harassing him about medical bills at a time when he is so vulnerable due to his serious ongoing medical conditions. Any advice would be appreciated!
