DammitJanet
Well-Known Member
I decided since I dont want to work on me, I would attempt to work on our finances. Seemed like a good place to start. I have decided that I think Billy is getting over on us big time so I pulled up a simple little budgeting tool to make sure I was being reasonable considering his income and expenses and I believe I am.
For the last 5 and a half years that he has been working for Radio Shack we have only charged him 150 a month to live here. In the beginning that was pretty reasonable because he was only working part time and was getting minimum wage. He has always gotten commission but they only get that on cell phones and cell phone accessories. So in the beginning he really didnt make that much and he didnt have a car and he paid my gas to take him to work and back.
Well for the last 3 years he has been full time and the last two he has been assistant manager. He now makes a whopping 8.75 plus commissions. Not that he makes a whole lot of money but just on the almost 9 bucks an hour he can afford to pay me 115 every other week when he gets paid. That is less than his car payment. He has 3 credit cards which he is ever so proud to tell me about. Not my problem. He can consolidate and get rid of one if it is too much to pay on all three.
My cable and internet is so high because he wanted the higher package with his own dvr receiver. If he only had a simple cable running into his room like I have going into the room Cory is in right now and Tony sleeps in or which is the guest room when no one is in there, it would be much cheaper. Heck at this point I just got something in the mail saying I could switch to ATT and get dsl and DISH for about half the price of what I am paying but he doesnt want dsl because he says it is too slow to play his games. I dont play games. I doubt I would notice the difference.
If he cant up his rent from 150 to 230, well, he is going to have to move down to his girlfriends. He left tonight to spend three days with her. He can obviously afford to do that.
Its also an issue of he doesnt do a thing to help around here. I left one day to go to the doctor at 11 am and specifically told him I was not going to be back until close to 6 pm. I needed him to clean the kitchen completely. By now he knows what I mean. I have gone over this with him time and again, even spelling it out and getting mad at him. I know he is being passive aggressive about it. I came home and the only thing he had done was put a trash bag in the trash can and thrown away about 4 items. Cory was here...this was before he moved home...when I left and I called him on the phone that night and I asked him how long Billy stayed in the living room after I left. He told me long enough to set up the Playstation 3 for him and then he went to his room. I imagine Billy didnt come back out until about 5 and did the little bit he did. No dishes, nothing taken out for supper...nothing. All the things I had asked him to do werent done. He called me about dinner and said he couldnt figure out what to make. Since I wasnt home, I had no idea. I picked up pizza.
Now tonight I couldnt sleep because Im not feeling well so I decided to do a budget for Tony and I and he gets a bee in his bonnet. He doesnt want to give me his check stubs each week so I can do an accurate budget. Sigh. I said okay, then just tell me the amounts and I will set up an envelope system and give you the money in the envelopes to put up. Im not asking him to trust me with saving the money because that really isnt such a good idea. Im not known for being good with money in my hand. I am bipolar and me and money just dont go together well. I tend to see things I want and I spend the money. I know this about me so I am more than willing to let him take care of the money. He can save it well. I do well with things on paper though. I want to start putting little bits each week into envelopes so that when we do have emergencies come up, we are prepared. He thinks I am trying to control him. Argh. I cant do it just with my money because that is stupid. Its useless.
I just need to show him better on paper. I guess maybe waking him up at quarter to 4 wasnt such a good time to talk about things.
For the last 5 and a half years that he has been working for Radio Shack we have only charged him 150 a month to live here. In the beginning that was pretty reasonable because he was only working part time and was getting minimum wage. He has always gotten commission but they only get that on cell phones and cell phone accessories. So in the beginning he really didnt make that much and he didnt have a car and he paid my gas to take him to work and back.
Well for the last 3 years he has been full time and the last two he has been assistant manager. He now makes a whopping 8.75 plus commissions. Not that he makes a whole lot of money but just on the almost 9 bucks an hour he can afford to pay me 115 every other week when he gets paid. That is less than his car payment. He has 3 credit cards which he is ever so proud to tell me about. Not my problem. He can consolidate and get rid of one if it is too much to pay on all three.
My cable and internet is so high because he wanted the higher package with his own dvr receiver. If he only had a simple cable running into his room like I have going into the room Cory is in right now and Tony sleeps in or which is the guest room when no one is in there, it would be much cheaper. Heck at this point I just got something in the mail saying I could switch to ATT and get dsl and DISH for about half the price of what I am paying but he doesnt want dsl because he says it is too slow to play his games. I dont play games. I doubt I would notice the difference.
If he cant up his rent from 150 to 230, well, he is going to have to move down to his girlfriends. He left tonight to spend three days with her. He can obviously afford to do that.
Its also an issue of he doesnt do a thing to help around here. I left one day to go to the doctor at 11 am and specifically told him I was not going to be back until close to 6 pm. I needed him to clean the kitchen completely. By now he knows what I mean. I have gone over this with him time and again, even spelling it out and getting mad at him. I know he is being passive aggressive about it. I came home and the only thing he had done was put a trash bag in the trash can and thrown away about 4 items. Cory was here...this was before he moved home...when I left and I called him on the phone that night and I asked him how long Billy stayed in the living room after I left. He told me long enough to set up the Playstation 3 for him and then he went to his room. I imagine Billy didnt come back out until about 5 and did the little bit he did. No dishes, nothing taken out for supper...nothing. All the things I had asked him to do werent done. He called me about dinner and said he couldnt figure out what to make. Since I wasnt home, I had no idea. I picked up pizza.
Now tonight I couldnt sleep because Im not feeling well so I decided to do a budget for Tony and I and he gets a bee in his bonnet. He doesnt want to give me his check stubs each week so I can do an accurate budget. Sigh. I said okay, then just tell me the amounts and I will set up an envelope system and give you the money in the envelopes to put up. Im not asking him to trust me with saving the money because that really isnt such a good idea. Im not known for being good with money in my hand. I am bipolar and me and money just dont go together well. I tend to see things I want and I spend the money. I know this about me so I am more than willing to let him take care of the money. He can save it well. I do well with things on paper though. I want to start putting little bits each week into envelopes so that when we do have emergencies come up, we are prepared. He thinks I am trying to control him. Argh. I cant do it just with my money because that is stupid. Its useless.
I just need to show him better on paper. I guess maybe waking him up at quarter to 4 wasnt such a good time to talk about things.