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Failure to Thrive
22 year old son with ADHD, depression in debt! Wants me to pay off his loans!
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<blockquote data-quote="GoingNorth" data-source="post: 730580" data-attributes="member: 1963"><p>I'm actually rather surprised that Canada allows "check to cash" loans at all. Not that I'm an expert on Canadian law.</p><p></p><p>It just seems that Canada is overall a much more sensible and humane country than the US.</p><p></p><p>I do want to reiterate that I don't know what current laws regarding the various shadowy types of loans available in the US are. My one experience was checking out check to cash loans in '94 out of sheer "that can't be legal, can it?!?" curiousity. I know about car title loans as they were back then as we did the same thing. Were offered 3.5K on a 93 Ford Windstar van worth about 14K, at an exhorbitant interest rate, and yes, you lose your car if you don't repay. Unreal! Car title loan places still exist, at least in poor neighborhoods in Milwaukee county, so they're still legal, but I don't know what current laws are.</p></blockquote><p></p>
[QUOTE="GoingNorth, post: 730580, member: 1963"] I'm actually rather surprised that Canada allows "check to cash" loans at all. Not that I'm an expert on Canadian law. It just seems that Canada is overall a much more sensible and humane country than the US. I do want to reiterate that I don't know what current laws regarding the various shadowy types of loans available in the US are. My one experience was checking out check to cash loans in '94 out of sheer "that can't be legal, can it?!?" curiousity. I know about car title loans as they were back then as we did the same thing. Were offered 3.5K on a 93 Ford Windstar van worth about 14K, at an exhorbitant interest rate, and yes, you lose your car if you don't repay. Unreal! Car title loan places still exist, at least in poor neighborhoods in Milwaukee county, so they're still legal, but I don't know what current laws are. [/QUOTE]
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Failure to Thrive
22 year old son with ADHD, depression in debt! Wants me to pay off his loans!
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