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General Parenting
Am I being too sensitive??
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<blockquote data-quote="flutterbee" data-source="post: 85507"><p>The insurance companies like to claim it's educational and is the SD's responsibility. The SD is going to say it's not necessary. I think they count on people not knowing any better and just dropping the issue. I'm sure it works a lot for them. IF a medical condition is found during the neuropsychologist testing (e.g., difficult child's anxiety), then the insurance company has to pay if all the proper channels (referrals, pre-approval, etc) were followed.</p><p></p><p>My daughter's therapist - a social worker - is the one who put in the referral to our insurance for the neuropsychologist. We were approved for the initial visit, then the neuropsychologist had to submit for approval for testing to the insurance company. The insurance company approved 10 hours of testing, but it was not a guarantee of payment. So, if the neuropsychologist had only found Learning Disability (LD)'s, for example, the insurance company would not have paid.</p><p></p><p>In addition, the insurance only covered 20 mental health visits a year. That included psychiatrist, therapist and neuropsychologist.</p></blockquote><p></p>
[QUOTE="flutterbee, post: 85507"] The insurance companies like to claim it's educational and is the SD's responsibility. The SD is going to say it's not necessary. I think they count on people not knowing any better and just dropping the issue. I'm sure it works a lot for them. IF a medical condition is found during the neuropsychologist testing (e.g., difficult child's anxiety), then the insurance company has to pay if all the proper channels (referrals, pre-approval, etc) were followed. My daughter's therapist - a social worker - is the one who put in the referral to our insurance for the neuropsychologist. We were approved for the initial visit, then the neuropsychologist had to submit for approval for testing to the insurance company. The insurance company approved 10 hours of testing, but it was not a guarantee of payment. So, if the neuropsychologist had only found Learning Disability (LD)'s, for example, the insurance company would not have paid. In addition, the insurance only covered 20 mental health visits a year. That included psychiatrist, therapist and neuropsychologist. [/QUOTE]
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