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The Watercooler
Arrrrrrrggggghhhhhh!!!!!!!!
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<blockquote data-quote="Mattsmom277" data-source="post: 313310" data-attributes="member: 4264"><p>That would be infuriating! </p><p></p><p>Possible solution once he gets pay cheques flowing again ...</p><p></p><p>Have him prepay a month in advance. Same as a prepaid cell phone. So when he gets pay coming in again he pays that months amount PLUS the next months amount. No ifs ands or butts. Give him a zero tolerance option. As in, if he uses the prepaid month as an excuse to miss a payment, woops! No insurance on my plan for x amount of months. (3, 6, whatever you feel)</p><p></p><p>Absolutely he should be more grateful for your help with the insurance. And he absolutely can (and should) be making payment on time without you having to "be the heavy" and without you having the drama/stress each month for the money to go into the account. </p><p></p><p>How about a repeating direct transfer from his bank account to yours? Calculate the payments bi-weekly (if thats how his pay falls). Have it automatically arranged to have a recurring transfer of x amount (cost of payment) on the day that his pay is deposited to his bank. If he can't be responsable to get to your bank to deposit the payment, he can cop out by going this route. He needs only go once to the bank to set it up initially and its all taken care of. Then, if the transfer to your account bounces, its HIM who sees the looming NSF fees etc.</p><p></p><p>Good luck.</p></blockquote><p></p>
[QUOTE="Mattsmom277, post: 313310, member: 4264"] That would be infuriating! Possible solution once he gets pay cheques flowing again ... Have him prepay a month in advance. Same as a prepaid cell phone. So when he gets pay coming in again he pays that months amount PLUS the next months amount. No ifs ands or butts. Give him a zero tolerance option. As in, if he uses the prepaid month as an excuse to miss a payment, woops! No insurance on my plan for x amount of months. (3, 6, whatever you feel) Absolutely he should be more grateful for your help with the insurance. And he absolutely can (and should) be making payment on time without you having to "be the heavy" and without you having the drama/stress each month for the money to go into the account. How about a repeating direct transfer from his bank account to yours? Calculate the payments bi-weekly (if thats how his pay falls). Have it automatically arranged to have a recurring transfer of x amount (cost of payment) on the day that his pay is deposited to his bank. If he can't be responsable to get to your bank to deposit the payment, he can cop out by going this route. He needs only go once to the bank to set it up initially and its all taken care of. Then, if the transfer to your account bounces, its HIM who sees the looming NSF fees etc. Good luck. [/QUOTE]
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