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Credit Bureau Reports and "Flags"
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<blockquote data-quote="donna723" data-source="post: 132593" data-attributes="member: 1883"><p>Our local bank would be of no help to him in clearing his credit because he's never had an account there, but I am hoping they will be able to help him at least get a checking account. Maybe if we explained how it all happened, they could somehow override the "flag" and let him open an account until he can get the rest fixed ... or as "fixed" as it can be. This is a tiny little "hometown" bank where everybody already knows him. The branch manager was his baseball coach for years when he was a kid! </p><p> </p><p>This whole "flag" thing is so upsetting because I actually <u>helped</u> him put it on there! What we were given to believe from the websites we read was that the "flag" would be an indicator to anyone checking his credit file that they should be very careful to verify the identity of anyone claiming to be him because an attempt had already been made to use his identity. This is just supposed to mean that they would ask for several forms of ID to make sure he is who he says he is. Instead, it's turned him in to a financial leper who can't even open a checking account!</p><p> </p><p>And yes, his father is a total *&$^#&#37;!</p></blockquote><p></p>
[QUOTE="donna723, post: 132593, member: 1883"] Our local bank would be of no help to him in clearing his credit because he's never had an account there, but I am hoping they will be able to help him at least get a checking account. Maybe if we explained how it all happened, they could somehow override the "flag" and let him open an account until he can get the rest fixed ... or as "fixed" as it can be. This is a tiny little "hometown" bank where everybody already knows him. The branch manager was his baseball coach for years when he was a kid! This whole "flag" thing is so upsetting because I actually [U]helped[/U] him put it on there! What we were given to believe from the websites we read was that the "flag" would be an indicator to anyone checking his credit file that they should be very careful to verify the identity of anyone claiming to be him because an attempt had already been made to use his identity. This is just supposed to mean that they would ask for several forms of ID to make sure he is who he says he is. Instead, it's turned him in to a financial leper who can't even open a checking account! And yes, his father is a total *&$^#%! [/QUOTE]
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