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Credit report question
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<blockquote data-quote="klmno" data-source="post: 317984" data-attributes="member: 3699"><p>I got to it and printed the report today. This turned out better than expected. Although the credit cards are in another billing cycle now, adding another 30 days to delinquency <img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" class="smilie smilie--sprite smilie--sprite3" alt=":(" title="Frown :(" loading="lazy" data-shortname=":(" /> , this report shows everything I've had credit for, for the past 20 years so it shows that until 2-3 months ago, it was completely unblemished- I hadn't been late on even one payment- and it shows the things I've paid off- house loans (by selling them), car loans, etc. That should help. He told me the credit issue was their only concern so since I have to write them a plan for repayment, it gives me another opportunity to stress that I need a job in order to do anything, and the quicker I get one, the quicker I can take action to improve things. He told me that people there were aware of the impact of the economy this past year. </p><p></p><p>They are also aware that I'm unemployed due to taking a leave of absence to deal with family matters then being replaced by the time I could return to work full time and that my son is currently in Department of Juvenile Justice, so I would think they should be able to add this up. Actually, I think since I'm allowed to provide additional comments I think I will just add a couple of sentences to spell this out for them.</p><p></p><p>If I can work it into my letter tactfully and subutly, I wouldn't mind reminding them that they aren't paying for any relocation expenses or giving me a timeline so I pretty much have no choice but to hoard my resources to get out there.</p></blockquote><p></p>
[QUOTE="klmno, post: 317984, member: 3699"] I got to it and printed the report today. This turned out better than expected. Although the credit cards are in another billing cycle now, adding another 30 days to delinquency :( , this report shows everything I've had credit for, for the past 20 years so it shows that until 2-3 months ago, it was completely unblemished- I hadn't been late on even one payment- and it shows the things I've paid off- house loans (by selling them), car loans, etc. That should help. He told me the credit issue was their only concern so since I have to write them a plan for repayment, it gives me another opportunity to stress that I need a job in order to do anything, and the quicker I get one, the quicker I can take action to improve things. He told me that people there were aware of the impact of the economy this past year. They are also aware that I'm unemployed due to taking a leave of absence to deal with family matters then being replaced by the time I could return to work full time and that my son is currently in Department of Juvenile Justice, so I would think they should be able to add this up. Actually, I think since I'm allowed to provide additional comments I think I will just add a couple of sentences to spell this out for them. If I can work it into my letter tactfully and subutly, I wouldn't mind reminding them that they aren't paying for any relocation expenses or giving me a timeline so I pretty much have no choice but to hoard my resources to get out there. [/QUOTE]
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