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difficult child is out of money
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<blockquote data-quote="InsaneCdn" data-source="post: 482538" data-attributes="member: 11791"><p>I'm sitting on this one until difficult child needs it... not for a few years yet... so I haven't actually TRIED it myself, but have heard about it...</p><p></p><p>You can use loadable store cards to simplify budgeting... here, groceries and gas are same chain, which helps... </p><p>Load a months worth of funds for groceries and gas onto the store card. Teach them how to front-load their groceries (buying storable items in larger quantities at the start of the month... so they don't run out of food by the end of the month).</p><p>Next, load a budgetted amount of "spending money" onto a pre-paid-only credit card... the kind where you can only spend what you have loaded onto the card, but stores take it like a credit card.</p><p>The rest is to pay for rent, utilities, etc.</p></blockquote><p></p>
[QUOTE="InsaneCdn, post: 482538, member: 11791"] I'm sitting on this one until difficult child needs it... not for a few years yet... so I haven't actually TRIED it myself, but have heard about it... You can use loadable store cards to simplify budgeting... here, groceries and gas are same chain, which helps... Load a months worth of funds for groceries and gas onto the store card. Teach them how to front-load their groceries (buying storable items in larger quantities at the start of the month... so they don't run out of food by the end of the month). Next, load a budgetted amount of "spending money" onto a pre-paid-only credit card... the kind where you can only spend what you have loaded onto the card, but stores take it like a credit card. The rest is to pay for rent, utilities, etc. [/QUOTE]
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