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difficult child is out of money
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<blockquote data-quote="Kathy813" data-source="post: 482576" data-attributes="member: 1967"><p>That actually happened to my easy child. She went over by $5.00 one day and didn't realize it for a week and by the time that she did she had overdraft fees were over $500. She called husband sobbing from the bank where she was trying to talk to the bank manager and was getting nowhere. husband talked with the bank manager, too, and she said that there was nothing that she could do to reduce the amount.</p><p></p><p>This was one of the huge megabanks that was infamous for doing this at the time. easy child wrote an email to the highest ranking VP that she could find contact information for and explained what had happened and admitted that she had made a mistake but didn't think she should be charged that huge fine. She didn't think anything would happen but to her surprise the VP's secretary called her 30 minutes later and told her that they were going to remove all of the fines from the time after the first day when the overdraft happened. That left her $135 to pay.</p><p></p><p>We told her that she should keep fighting it but easy child said that she thought that was fair because she had made a mistake. I keep asking myself if they got my baby mixed up with easy child in the hospital.</p><p></p><p>by the way, the original bank manager called the very next day to offer her a reduced fee. easy child casually mentioned the VP's name and said that it was all taken care of. easy child did learn a valuable lesson from it but I still think that the bank was wrong. I was glad when congress passed a law saying that banks couldn't do that anymore. </p><p></p><p>~Kathy</p></blockquote><p></p>
[QUOTE="Kathy813, post: 482576, member: 1967"] That actually happened to my easy child. She went over by $5.00 one day and didn't realize it for a week and by the time that she did she had overdraft fees were over $500. She called husband sobbing from the bank where she was trying to talk to the bank manager and was getting nowhere. husband talked with the bank manager, too, and she said that there was nothing that she could do to reduce the amount. This was one of the huge megabanks that was infamous for doing this at the time. easy child wrote an email to the highest ranking VP that she could find contact information for and explained what had happened and admitted that she had made a mistake but didn't think she should be charged that huge fine. She didn't think anything would happen but to her surprise the VP's secretary called her 30 minutes later and told her that they were going to remove all of the fines from the time after the first day when the overdraft happened. That left her $135 to pay. We told her that she should keep fighting it but easy child said that she thought that was fair because she had made a mistake. I keep asking myself if they got my baby mixed up with easy child in the hospital. by the way, the original bank manager called the very next day to offer her a reduced fee. easy child casually mentioned the VP's name and said that it was all taken care of. easy child did learn a valuable lesson from it but I still think that the bank was wrong. I was glad when congress passed a law saying that banks couldn't do that anymore. ~Kathy [/QUOTE]
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difficult child is out of money
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