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Parent Emeritus
Fickle about her new job.....good grief!
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<blockquote data-quote="Sue C" data-source="post: 24941" data-attributes="member: 87"><p>Janet -- Melissa has done her own laundry for years now, but she does not know how to cook. (then again, I barely know how 'cuz I hate it) She does not know how to open a bank account or start direct deposit, and I really would like to have her learn to do this. She and I had a joint savings account from when she was younger. We closed it out one day when she needed the money (it was all her money and there was barely any in it). So as of now, she has no bank accounts at all.</p><p></p><p>She has herself in such a bind with credit cards. She went over the $1,500 limit on one of her Visa's. They added on a $35 penalty plus interest. She paid the minimum payment. This month's bill came. Because the minimum payment did not get the balance under the $1,500, they added on another $35 penalty plus the interest. Yet they only are asking for a minimum payment of $33. Makes no sense to me. And $33 is all Melissa will pay. She also had gone over her Kohl's $500 limit plus missed a month's bill. She also has another Visa but that one is not over the limit. I advised her to pay off the Kohl's bill and the $1,600+ Visa bill as quickly as possible, but I have the feeling she will only pay the minimums. </p><p></p><p>No, I don't want to be by Melissa's side 24/7. I want to enjoy my own life. I want to see her become independent.</p><p></p><p>Sue</p></blockquote><p></p>
[QUOTE="Sue C, post: 24941, member: 87"] Janet -- Melissa has done her own laundry for years now, but she does not know how to cook. (then again, I barely know how 'cuz I hate it) She does not know how to open a bank account or start direct deposit, and I really would like to have her learn to do this. She and I had a joint savings account from when she was younger. We closed it out one day when she needed the money (it was all her money and there was barely any in it). So as of now, she has no bank accounts at all. She has herself in such a bind with credit cards. She went over the $1,500 limit on one of her Visa's. They added on a $35 penalty plus interest. She paid the minimum payment. This month's bill came. Because the minimum payment did not get the balance under the $1,500, they added on another $35 penalty plus the interest. Yet they only are asking for a minimum payment of $33. Makes no sense to me. And $33 is all Melissa will pay. She also had gone over her Kohl's $500 limit plus missed a month's bill. She also has another Visa but that one is not over the limit. I advised her to pay off the Kohl's bill and the $1,600+ Visa bill as quickly as possible, but I have the feeling she will only pay the minimums. No, I don't want to be by Melissa's side 24/7. I want to enjoy my own life. I want to see her become independent. Sue [/QUOTE]
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Fickle about her new job.....good grief!
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