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Health Care reform...dont want political
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<blockquote data-quote="lmf64" data-source="post: 299495" data-attributes="member: 7736"><p>okay let's see if I can do this. WE NEED REAL HEALTHCARE REFORM! I am so tired of watching people die because they can't afford to go to the doctor and by the time they break down and go it's too late. I'm not exactly sure what the best plan would be, but at least talking about what works and what doesn't work will help, I hope. </p><p>I recently lost my job. The place I worked had insurance which I paid $200 a month and when I used it wound up with over $1200 in bills for physical/mammogram and an eye infection last year. The insurance company paid nothing even though the physical and mammogram were to be covered 100%. It made me so mad. I never go to the doctor because I can't afford to pay for stuff I don't need. The physical and mammogram found nothing wrong/excellant health (even considering my age/weight/smoking) and if I had known the insurance company wouldn't pay I wouldn't have gone to the doctor. When I lost my job I had the Cobra option offered to me. Let's see $1800 a month (for just me) and the company probably wouldn't cover anything anyway, so why do it. Besides there was no way I could afford it, even with the 60% buy down offered. It would have cost more than we live on each month just to pay the insurance. </p><p>difficult child gets medicaid through the federal government because of his diagnosis and SSI. Everything is covered. That's a good thing since his medications alone are over $1000 a month (that they pay, private pay is approximately twice that amount). Every 6 months I have to fill out tons of paperwork and provide all kinds of proofs to prove to my stupid county that he qualifies, even though the federal government says he qualifies. It gets so frustrating. This county thinks the rules don't apply to them, only everyone they deal with.</p><p>My brother and sister-in-law both lost their jobs this year. They both have health issues (sister in law is diabetic and throws blood clots, bro has gout). They also have a 3 year old and 11 month old baby. The baby was immediately given healthcare coverage due to her age through medicaid, but the three year old has no insurance. The baby won't have healthcare as soon as she turns 1. We're trying to get the three year old covered and have something in place for when the baby turns 1, but it's been a headache. They finally, after 3 months, agreed to give my sister in law medicaid. Three long months with a diabetic with no insurance. She has to use insulin at least 3 times a day. If she doesn't take her insulin she could die. In a case like this (no income other than unemployment and severe health issues) there should be no question as to whether they should have been covered (the whole family) immediately. </p><p>Many people have said that what is wanted is Canadian/socialist healthcare. President Obama has stated more than once that that's not what is wanted. He wants all Americans to be assured that they can go to the doctor when something is small, instead of waiting till it's too late, and if it's not too late too expensive. How many people have to lose everything they've ever owned and die in debt to wake up the rest of the country to the fact that we NEED HEALTHCARE REFORM.</p></blockquote><p></p>
[QUOTE="lmf64, post: 299495, member: 7736"] okay let's see if I can do this. WE NEED REAL HEALTHCARE REFORM! I am so tired of watching people die because they can't afford to go to the doctor and by the time they break down and go it's too late. I'm not exactly sure what the best plan would be, but at least talking about what works and what doesn't work will help, I hope. I recently lost my job. The place I worked had insurance which I paid $200 a month and when I used it wound up with over $1200 in bills for physical/mammogram and an eye infection last year. The insurance company paid nothing even though the physical and mammogram were to be covered 100%. It made me so mad. I never go to the doctor because I can't afford to pay for stuff I don't need. The physical and mammogram found nothing wrong/excellant health (even considering my age/weight/smoking) and if I had known the insurance company wouldn't pay I wouldn't have gone to the doctor. When I lost my job I had the Cobra option offered to me. Let's see $1800 a month (for just me) and the company probably wouldn't cover anything anyway, so why do it. Besides there was no way I could afford it, even with the 60% buy down offered. It would have cost more than we live on each month just to pay the insurance. difficult child gets medicaid through the federal government because of his diagnosis and SSI. Everything is covered. That's a good thing since his medications alone are over $1000 a month (that they pay, private pay is approximately twice that amount). Every 6 months I have to fill out tons of paperwork and provide all kinds of proofs to prove to my stupid county that he qualifies, even though the federal government says he qualifies. It gets so frustrating. This county thinks the rules don't apply to them, only everyone they deal with. My brother and sister-in-law both lost their jobs this year. They both have health issues (sister in law is diabetic and throws blood clots, bro has gout). They also have a 3 year old and 11 month old baby. The baby was immediately given healthcare coverage due to her age through medicaid, but the three year old has no insurance. The baby won't have healthcare as soon as she turns 1. We're trying to get the three year old covered and have something in place for when the baby turns 1, but it's been a headache. They finally, after 3 months, agreed to give my sister in law medicaid. Three long months with a diabetic with no insurance. She has to use insulin at least 3 times a day. If she doesn't take her insulin she could die. In a case like this (no income other than unemployment and severe health issues) there should be no question as to whether they should have been covered (the whole family) immediately. Many people have said that what is wanted is Canadian/socialist healthcare. President Obama has stated more than once that that's not what is wanted. He wants all Americans to be assured that they can go to the doctor when something is small, instead of waiting till it's too late, and if it's not too late too expensive. How many people have to lose everything they've ever owned and die in debt to wake up the rest of the country to the fact that we NEED HEALTHCARE REFORM. [/QUOTE]
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