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Parent Emeritus
I had high hopes...
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<blockquote data-quote="Lil" data-source="post: 711664" data-attributes="member: 17309"><p>Standing back and letting the chips fall where they may is SO hard. Our son borrowed $5,000 for his wasted year "at" college. At, not in, as he didn't actually attend, just lived in the dorm and blew the loans on weed. Anyway, he's now out for almost two years and has yet to make a payment. He actually had a $0.00 monthly payment for a year - so technically he was "in repayment" status. He should still have forebearances left. All I can do is say, "You're student loan payment is due in May. You need to contact them if you can't pay it." I <em>could</em> pay the $50 payment. I <em>could</em> contact them myself - they still have a power of attorney on file from when he was homeless (the first time) and I talked to them. I <em>want</em> to. But I won't. Because he already knows that not paying will cause a default. A default will add collection fees. </p><p></p><p>It's very difficult, when you are so used to reminding them over and over to do things, to just STOP.</p></blockquote><p></p>
[QUOTE="Lil, post: 711664, member: 17309"] Standing back and letting the chips fall where they may is SO hard. Our son borrowed $5,000 for his wasted year "at" college. At, not in, as he didn't actually attend, just lived in the dorm and blew the loans on weed. Anyway, he's now out for almost two years and has yet to make a payment. He actually had a $0.00 monthly payment for a year - so technically he was "in repayment" status. He should still have forebearances left. All I can do is say, "You're student loan payment is due in May. You need to contact them if you can't pay it." I [I]could[/I] pay the $50 payment. I [I]could[/I] contact them myself - they still have a power of attorney on file from when he was homeless (the first time) and I talked to them. I [I]want[/I] to. But I won't. Because he already knows that not paying will cause a default. A default will add collection fees. It's very difficult, when you are so used to reminding them over and over to do things, to just STOP. [/QUOTE]
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I had high hopes...
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