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<blockquote data-quote="Nina" data-source="post: 94955" data-attributes="member: 3000"><p>Pedi doctor had refered us to a genetic specialist for some testing. I was told would be a simple blood test only at appointment was informed my insurance would not cover lab for this particular type of doctor. :grrr:It would go towards my ductable and would be over 1000.00. I decided to wait I dont see the need any putting anything towards the ductable when it starts over in Jan. </p><p></p><p>Well I also thought if I wait to Jan I should start shopping for a new insurance with a lower deductable and better coverage for difficult child. Does anyone know if a prexisting condition ie a mental health diagnosis will make a difference in a insurance co denying or higher premimums?</p></blockquote><p></p>
[QUOTE="Nina, post: 94955, member: 3000"] Pedi doctor had refered us to a genetic specialist for some testing. I was told would be a simple blood test only at appointment was informed my insurance would not cover lab for this particular type of doctor. [img]:grrr:[/img]It would go towards my ductable and would be over 1000.00. I decided to wait I dont see the need any putting anything towards the ductable when it starts over in Jan. Well I also thought if I wait to Jan I should start shopping for a new insurance with a lower deductable and better coverage for difficult child. Does anyone know if a prexisting condition ie a mental health diagnosis will make a difference in a insurance co denying or higher premimums? [/QUOTE]
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