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Lie after lie
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<blockquote data-quote="Elsi" data-source="post: 746279" data-attributes="member: 23349"><p>Newstart, I know what you mean. I really think the problem for some is not knowledge but impulse control. They may know better, but they can’t say no to a want in the moment. My ex was like this. He was smart enough to know better, but money slipped through his fingers. He had to have what he wanted right now. It was like tomorrow was never going to come, or he had some weird faith that it would take care of omehow. It really was the exact same problem that led to his anger control problems and everything else. Poor impulse control was the root of all of it. </p><p></p><p>He hasn’t changed. The kids tell me he cashed in his government pension, given the opportunity - the city was restructuring pension funds and gave people the opportunity to roll theirs over into a private fund or keep the defined benefit pension plan they were grandfathered into. It would have guaranteed him his last year’s income for life. Instead he rolled it over and then cashed it out, taking the huge tax penalty, to pay off debts from who knows what. So now he has nothing - not even social security, since he was on an exempt government pension plan. He’s in his early 60s. I have no idea what he’s going to live on for the rest of hi life, and am very glad it’s no longer my problem. </p><p></p><p>He’s not a stupid man. He’s quite smart and very well read. He just simply lacks the ability to think about tomorrow instead of today. </p><p></p><p>Unfortunately, two of his children seem to have inherited this trait. </p><p></p><p>I don’t understand it either. I hate to owe money. I don’t need a lot of stuff. I just want the security of knowing what is mine is mine and I am able to take care of myself.</p></blockquote><p></p>
[QUOTE="Elsi, post: 746279, member: 23349"] Newstart, I know what you mean. I really think the problem for some is not knowledge but impulse control. They may know better, but they can’t say no to a want in the moment. My ex was like this. He was smart enough to know better, but money slipped through his fingers. He had to have what he wanted right now. It was like tomorrow was never going to come, or he had some weird faith that it would take care of omehow. It really was the exact same problem that led to his anger control problems and everything else. Poor impulse control was the root of all of it. He hasn’t changed. The kids tell me he cashed in his government pension, given the opportunity - the city was restructuring pension funds and gave people the opportunity to roll theirs over into a private fund or keep the defined benefit pension plan they were grandfathered into. It would have guaranteed him his last year’s income for life. Instead he rolled it over and then cashed it out, taking the huge tax penalty, to pay off debts from who knows what. So now he has nothing - not even social security, since he was on an exempt government pension plan. He’s in his early 60s. I have no idea what he’s going to live on for the rest of hi life, and am very glad it’s no longer my problem. He’s not a stupid man. He’s quite smart and very well read. He just simply lacks the ability to think about tomorrow instead of today. Unfortunately, two of his children seem to have inherited this trait. I don’t understand it either. I hate to owe money. I don’t need a lot of stuff. I just want the security of knowing what is mine is mine and I am able to take care of myself. [/QUOTE]
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