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The Watercooler
seething, boiling, flaming mad rant about S2BX
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<blockquote data-quote="susiestar" data-source="post: 177527" data-attributes="member: 1233"><p>Keep the printout where you can see it as you work through things and push to get them done. If he is in rehab then he can be served with papers there. </p><p> </p><p>DON'T hide this from the kids. Esp difficult child 1. At 17 he is plenty old enough to be told we can't afford XYZ because your dad ran up credit cards drinking/gambling and now I have to pay them off.</p><p> </p><p>In MOST states the creditor can come after the spouse if you were married when the charge was made (I am pretty sure - based on info from a couple of accounting and finance profs I know). It is a very good idea to call your lawyer to find out how to make sure creditors don't attach YOUR assets or put stuff on YOUR credit report. Also - PULL YOUR CREDIT REPORT! One thing addicts get good at is finding ways to get $$ and not let others know about it. Pull the kids credit reports too. As their father he CAN use their SSN to get credit cards in their names. This will keep them from getting student loans, jobs, etc... (more and more employers are demanding access to credit reports before they will hire someone). If he or anyone in his family has had access to the boy's SSNs or other info, they CAN forge signatures and get credit in the boys' names. I know of several gamblers who earned $$ by selling info on this to other gamblers. </p><p> </p><p>It is YOUR JOB to protect yourself and the boys right now. IF you don't have info, you can't protect them. So check those credit reports.</p></blockquote><p></p>
[QUOTE="susiestar, post: 177527, member: 1233"] Keep the printout where you can see it as you work through things and push to get them done. If he is in rehab then he can be served with papers there. DON'T hide this from the kids. Esp difficult child 1. At 17 he is plenty old enough to be told we can't afford XYZ because your dad ran up credit cards drinking/gambling and now I have to pay them off. In MOST states the creditor can come after the spouse if you were married when the charge was made (I am pretty sure - based on info from a couple of accounting and finance profs I know). It is a very good idea to call your lawyer to find out how to make sure creditors don't attach YOUR assets or put stuff on YOUR credit report. Also - PULL YOUR CREDIT REPORT! One thing addicts get good at is finding ways to get $$ and not let others know about it. Pull the kids credit reports too. As their father he CAN use their SSN to get credit cards in their names. This will keep them from getting student loans, jobs, etc... (more and more employers are demanding access to credit reports before they will hire someone). If he or anyone in his family has had access to the boy's SSNs or other info, they CAN forge signatures and get credit in the boys' names. I know of several gamblers who earned $$ by selling info on this to other gamblers. It is YOUR JOB to protect yourself and the boys right now. IF you don't have info, you can't protect them. So check those credit reports. [/QUOTE]
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The Watercooler
seething, boiling, flaming mad rant about S2BX
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